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Single Family ResidenceResidential
$180,262$124 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1203 STATE ROUTE 49

CLEVELAND, NY 13042
3
Beds
1
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$180K
$162K low$198K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$79,662
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,730
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$68,000
AMERICU CU · recorded Sep 30, 2014
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$32,600
FIRST SOURCE FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$423 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$154,167

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOneida
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.53
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Camden Middle SchoolB+
Middle · Grades 5–8 · 8.4 mi
H
Camden Senior High SchoolC-
High · Grades 9–12 · 8.8 mi

District: Camden Central School District

Neighborhood · ZIP 13042These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,713
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,026
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,123
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1203 State Route 49 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Oneida County
  • Costs less per square foot than 71% of homes in Oneida County
  • Has a smaller lot than 73% of homes in Cleveland 13042
  • Older than 72% of homes in Cleveland 13042

What homes are worth in Cleveland 13042

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$612K

This home is worth more than 35% of homes in Cleveland 13042.

How it measures up in Cleveland 13042

The dot is this home. The mark in the middle is the typical home in Cleveland 13042.

Estimated value$180,262
CheaperTypical $223,910Pricier

Pricier than 35% of homes nearby

Price per ft²$124
CheaperTypical $154Pricier

Pricier than 31% of homes nearby

Living area1,456 ft²
SmallerTypical 1,376 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.53 ac
SmallerTypical 1.13 acBigger

Bigger than 27% of homes nearby

Year built1940
OlderTypical 1971Newer

Newer than 28% of homes nearby

How 1203 State Route 49 ranks against every home in each area.
MeasureThis homeCleveland 13042Oneida County
Estimated valuepricier than$180,26235% of homes30% of homes
Price per ft²pricier than$12431% of homes29% of homes
Living areabigger than1,456 ft²57% of homes42% of homes
Lot sizebigger than0.53 ac27% of homes62% of homes
Year builtnewer than194028% of homes40% of homes

About 1203 State Route 49

How much is 1203 State Route 49, Cleveland, NY worth?

The TopHap Estimate for 1203 State Route 49, Cleveland, NY is $180,262 as of Jul 14, 2026. The likely range is $162,190 to $198,334. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1203 State Route 49, Cleveland, NY?

1203 State Route 49, Cleveland, NY has 3 bedrooms, 1 bathrooms, 1,456 square feet of living space and a 0.53-acre lot.

When was 1203 State Route 49, Cleveland, NY built?

1203 State Route 49, Cleveland, NY was built in 1940, making it 86 years old. It is a ranch home. The building has 1 story.

What schools serve 1203 State Route 49, Cleveland, NY?

1203 State Route 49, Cleveland, NY is assigned to Camden Middle School (middle), rated B+; Camden Senior High School (high), rated C-. All sit in Camden Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1203 State Route 49, Cleveland, NY compare to other homes in Cleveland 13042?

Among the 1,384 homes in Cleveland 13042, it is worth more than 35% of them ($180,262 against a typical $223,910), its price per square foot is higher than 31% of them ($124 against a typical $154), it is bigger than 57% of them (1,456 ft² against a typical 1,376 ft²), its lot is bigger than 27% of them (0.53 ac against a typical 1.13 ac) and it is newer than 28% of them (1940 against a typical 1971). Measured against all of Oneida County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1203 State Route 49, Cleveland, NY?

The 2024 property tax bill for 1203 State Route 49, Cleveland, NY was $423. The county assessed it at $55,500.

Closest homes

More homes in Cleveland 13042

Assigned schools

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