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Single Family ResidenceResidential
$554,687$243 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $163,500 on Jan 31, 2001

12045 SPINNAKER DR

FORT MILL, SC 29708
2.5
Baths
2,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$555K
$532K low$577K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$163,500 · Jan 31, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,478 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,655 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,697
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,958
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,395
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$483,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
42
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyYORK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2009
Lot (acres)The size of the land the home sits on, from county records.1.00
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Patio · 144 ft²Porch · 160 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tega Cay Elementary School
Elementary · Grades KG–5 · 0.8 mi
M
Gold Hill Middle SchoolA
Middle · Grades 6–8 · 1.9 mi
H
Fort Mill High SchoolA
High · Grades 9–12 · 4.1 mi

District: York School District 4

Neighborhood · ZIP 29708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.41,392
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,056 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,205
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$159,487
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12045 Spinnaker Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in York County
  • Costs more per square foot than 82% of homes in York County
  • Bigger than 66% of homes in York County
  • Has a bigger lot than 95% of homes in Fort Mill 29708
  • Older than 77% of homes in Fort Mill 29708

What homes are worth in Fort Mill 29708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$244K$1.2M

This home is worth more than 45% of homes in Fort Mill 29708.

How it measures up in Fort Mill 29708

The dot is this home. The mark in the middle is the typical home in Fort Mill 29708.

Estimated value$554,687
CheaperTypical $580,574Pricier

Pricier than 45% of homes nearby

Price per ft²$243
CheaperTypical $234Pricier

Pricier than 60% of homes nearby

Living area2,280 ft²
SmallerTypical 2,526 ft²Bigger

Bigger than 41% of homes nearby

Lot size1 ac
SmallerTypical 1 acBigger

Bigger than 95% of homes nearby

Year built1999
OlderTypical 2006Newer

Newer than 23% of homes nearby

How 12045 Spinnaker Dr ranks against every home in each area.
MeasureThis homeFort Mill 29708York County
Estimated valuepricier than$554,68745% of homes77% of homes
Price per ft²pricier than$24360% of homes82% of homes
Living areabigger than2,280 ft²41% of homes66% of homes
Lot sizebigger than1 ac95% of homes83% of homes
Year builtnewer than199923% of homes44% of homes

About 12045 Spinnaker Dr

How much is 12045 Spinnaker Dr, Fort Mill, SC worth?

The TopHap Estimate for 12045 Spinnaker Dr, Fort Mill, SC is $554,687 as of Oct 21, 2026. The likely range is $531,974 to $577,400. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12045 Spinnaker Dr, Fort Mill, SC last sell?

12045 Spinnaker Dr, Fort Mill, SC last sold on Jan 31, 2001 for $163,500, according to the county's recorded deed.

How big is 12045 Spinnaker Dr, Fort Mill, SC?

12045 Spinnaker Dr, Fort Mill, SC has 2.5 bathrooms, 2,280 square feet of living space and a 1.00-acre lot.

When was 12045 Spinnaker Dr, Fort Mill, SC built?

12045 Spinnaker Dr, Fort Mill, SC was built in 1999, making it 27 years old. The building has 2 stories.

What schools serve 12045 Spinnaker Dr, Fort Mill, SC?

12045 Spinnaker Dr, Fort Mill, SC is assigned to Tega Cay Elementary School (elementary); Gold Hill Middle School (middle), rated A; Fort Mill High School (high), rated A. All sit in York School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12045 Spinnaker Dr, Fort Mill, SC compare to other homes in Fort Mill 29708?

Among the 13,624 homes in Fort Mill 29708, it is worth more than 45% of them ($554,687 against a typical $580,574), its price per square foot is higher than 60% of them ($243 against a typical $234), it is bigger than 41% of them (2,280 ft² against a typical 2,526 ft²), its lot is bigger than 95% of them (1 ac against a typical 1 ac) and it is newer than 23% of them (1999 against a typical 2006). Measured against all of York County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12045 Spinnaker Dr, Fort Mill, SC?

The 2026 property tax bill for 12045 Spinnaker Dr, Fort Mill, SC was $2,478. The county assessed it at $9,655.

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