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Single Family ResidenceResidential
$434,096$335 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1207 CARDINAL CT

SPEARFISH, SD 57783
3
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$434K
$407K low$461K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$268,146
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$214,517
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$165,950
WELLS FARGO BANK, NA · recorded Sep 15, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,919 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$376,410 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$98,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$278,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$333,730
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$311,760

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAWRENCE
Lot (acres)The size of the land the home sits on, from county records.0.29
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Spearfish Middle School - 05B-
Middle · Grades 6–8 · 0.3 mi
H
Spearfish High School - 01C+
High · Grades 9–12 · 0.4 mi
E
West Elementary - 03
Elementary · Grades 1–2 · 0.7 mi

District: Spearfish School District 40-2

Neighborhood · ZIP 57783These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.17,419
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,002
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,688
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1207 Cardinal Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Spearfish 57783

Each bar is how many homes fall in that price range. The marker is this home.

This home
$221K$1.4M

This home is worth more than 41% of homes in Spearfish 57783.

How it measures up in Spearfish 57783

The dot is this home. The mark in the middle is the typical home in Spearfish 57783.

Estimated value$434,096
CheaperTypical $478,731Pricier

Pricier than 41% of homes nearby

Price per ft²$335
CheaperTypical $346Pricier

Pricier than 45% of homes nearby

Living area1,296 ft²
SmallerTypical 1,364 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.29 ac
SmallerTypical 0.28 acBigger

Bigger than 50% of homes nearby

Year built1983
OlderTypical 1994Newer

Newer than 36% of homes nearby

How 1207 Cardinal Ct ranks against every home in each area.
MeasureThis homeSpearfish 57783Lawrence County
Estimated valuepricier than$434,09641% of homes44% of homes
Price per ft²pricier than$33545% of homes45% of homes
Living areabigger than1,296 ft²45% of homes45% of homes
Lot sizebigger than0.29 ac50% of homes40% of homes
Year builtnewer than198336% of homes44% of homes

About 1207 Cardinal Ct

How much is 1207 Cardinal Ct, Spearfish, SD worth?

The TopHap Estimate for 1207 Cardinal Ct, Spearfish, SD is $434,096 as of Jul 14, 2026. The likely range is $406,841 to $461,351. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1207 Cardinal Ct, Spearfish, SD last sell?

1207 Cardinal Ct, Spearfish, SD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1207 Cardinal Ct, Spearfish, SD?

1207 Cardinal Ct, Spearfish, SD has 3 bathrooms, 1,296 square feet of living space and a 0.29-acre lot.

When was 1207 Cardinal Ct, Spearfish, SD built?

1207 Cardinal Ct, Spearfish, SD was built in 1983, making it 43 years old.

What schools serve 1207 Cardinal Ct, Spearfish, SD?

1207 Cardinal Ct, Spearfish, SD is assigned to Spearfish Middle School - 05 (middle), rated B-; Spearfish High School - 01 (high), rated C+; West Elementary - 03 (elementary). All sit in Spearfish School District 40-2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1207 Cardinal Ct, Spearfish, SD compare to other homes in Spearfish 57783?

Among the 7,071 homes in Spearfish 57783, it is worth more than 41% of them ($434,096 against a typical $478,731), its price per square foot is higher than 45% of them ($335 against a typical $346), it is bigger than 45% of them (1,296 ft² against a typical 1,364 ft²), its lot is bigger than 50% of them (0.29 ac against a typical 0.28 ac) and it is newer than 36% of them (1983 against a typical 1994). Measured against all of Lawrence County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1207 Cardinal Ct, Spearfish, SD?

The 2025 property tax bill for 1207 Cardinal Ct, Spearfish, SD was $3,919. The county assessed it at $376,410.

Closest homes

More homes in Spearfish 57783

Assigned schools

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