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Single Family ResidenceResidential
$215,601$105 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1209 COWDEN DR

AMORY, MS 38821
2
Baths
2,063 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$216K
$191K low$240K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$160,601
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$128,481
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.21%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$55,000
AMORY FEDERAL SAVINGS AND LOAN ASSN · recorded Dec 11, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,604 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,705 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,705
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$97,050

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMonroe
Lot (acres)The size of the land the home sits on, from county records.0.90
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Amory Middle SchoolC+
Middle · Grades 6–8 · 0.6 mi
H
Amory High SchoolA
High · Grades 9–12 · 0.7 mi
E
West Amory Elementary SchoolA-
Elementary · Grades KG–2 · 1.3 mi

District: Amory School District

Neighborhood · ZIP 38821These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,971
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.86 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,005
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,255
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1209 Cowden Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Monroe County
  • Bigger than 84% of homes in Monroe County
  • Older than 70% of homes in Monroe County

What homes are worth in Amory 38821

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$478K

This home is worth more than 75% of homes in Amory 38821.

How it measures up in Amory 38821

The dot is this home. The mark in the middle is the typical home in Amory 38821.

Estimated value$215,601
CheaperTypical $150,369Pricier

Pricier than 75% of homes nearby

Price per ft²$105
CheaperTypical $104Pricier

Pricier than 51% of homes nearby

Living area2,063 ft²
SmallerTypical 1,418 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.9 ac
SmallerTypical 0.5 acBigger

Bigger than 61% of homes nearby

Year built1958
OlderTypical 1966Newer

Newer than 34% of homes nearby

How 1209 Cowden Dr ranks against every home in each area.
MeasureThis homeAmory 38821Monroe County
Estimated valuepricier than$215,60175% of homes76% of homes
Price per ft²pricier than$10551% of homes50% of homes
Living areabigger than2,063 ft²83% of homes84% of homes
Lot sizebigger than0.9 ac61% of homes45% of homes
Year builtnewer than195834% of homes30% of homes

About 1209 Cowden Dr

How much is 1209 Cowden Dr, Amory, MS worth?

The TopHap Estimate for 1209 Cowden Dr, Amory, MS is $215,601 as of Jul 14, 2026. The likely range is $191,492 to $239,710. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1209 Cowden Dr, Amory, MS?

1209 Cowden Dr, Amory, MS has 2 bathrooms, 2,063 square feet of living space and a 0.90-acre lot.

When was 1209 Cowden Dr, Amory, MS built?

1209 Cowden Dr, Amory, MS was built in 1958, making it 68 years old.

What schools serve 1209 Cowden Dr, Amory, MS?

1209 Cowden Dr, Amory, MS is assigned to Amory Middle School (middle), rated C+; Amory High School (high), rated A; West Amory Elementary School (elementary), rated A-. All sit in Amory School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1209 Cowden Dr, Amory, MS compare to other homes in Amory 38821?

Among the 4,061 homes in Amory 38821, it is worth more than 75% of them ($215,601 against a typical $150,369), its price per square foot is higher than 51% of them ($105 against a typical $104), it is bigger than 83% of them (2,063 ft² against a typical 1,418 ft²), its lot is bigger than 61% of them (0.9 ac against a typical 0.5 ac) and it is newer than 34% of them (1958 against a typical 1966). Measured against all of Monroe County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1209 Cowden Dr, Amory, MS?

The 2025 property tax bill for 1209 Cowden Dr, Amory, MS was $1,604. The county assessed it at $9,705.

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Assigned schools

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