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Single Family ResidenceResidential
$65,850$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 54How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12092 STATE ROUTE 348

OTWAY, OH 45657
2
Beds
1
Baths
806 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,051 ft²
Lot SizeThe size of the land the home sits on, from county records.
1901
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$66K
$36K low$96K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$65,850
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$52,680

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$126 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$5,080 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$980
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$14,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.93 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyADAMS
Lot (acres)The size of the land the home sits on, from county records.0.09
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 156 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Union Elementary SchoolC-
Elementary · Grades PK–6 · 16.3 mi
M
West Union High SchoolD+
Middle · Grades 7–12 · 16.4 mi

District: Adams County/Ohio Valley Local School District

Neighborhood · ZIP 45657These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.170
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.2,750
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,154
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,854
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12092 State Route 348 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Adams County
  • Costs less per square foot than 79% of homes in Otway 45657
  • Smaller than 91% of homes in Adams County
  • Has a smaller lot than 98% of homes in Otway 45657
  • Older than 87% of homes in Otway 45657

What homes are worth in Otway 45657

Each bar is how many homes fall in that price range. The marker is this home.

This home
$28K$449K

This home is worth more than 23% of homes in Otway 45657.

How it measures up in Otway 45657

The dot is this home. The mark in the middle is the typical home in Otway 45657.

Estimated value$65,850
CheaperTypical $115,734Pricier

Pricier than 23% of homes nearby

Price per ft²$82
CheaperTypical $122Pricier

Pricier than 21% of homes nearby

Living area806 ft²
SmallerTypical 1,188 ft²Bigger

Bigger than 21% of homes nearby

Lot size4,051 ft²
SmallerTypical 3 acBigger

Bigger than 2% of homes nearby

Year built1901
OlderTypical 1983Newer

Newer than 13% of homes nearby

How 12092 State Route 348 ranks against every home in each area.
MeasureThis homeOtway 45657Adams County
Estimated valuepricier than$65,85023% of homes17% of homes
Price per ft²pricier than$8221% of homes33% of homes
Living areabigger than806 ft²21% of homes9% of homes
Lot sizebigger than4,051 ft²2% of homes2% of homes
Year builtnewer than190113% of homes22% of homes

About 12092 State Route 348

How much is 12092 State Route 348, Otway, OH worth?

The TopHap Estimate for 12092 State Route 348, Otway, OH is $65,850 as of Jul 14, 2026. The likely range is $35,550 to $96,150. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12092 State Route 348, Otway, OH last sell?

12092 State Route 348, Otway, OH last sold on Feb 14, 1992, according to the county's recorded deed.

How big is 12092 State Route 348, Otway, OH?

12092 State Route 348, Otway, OH has 2 bedrooms, 1 bathrooms, 806 square feet of living space and a 0.09-acre lot.

When was 12092 State Route 348, Otway, OH built?

12092 State Route 348, Otway, OH was built in 1901, making it 125 years old. It is a conventional home. The building has 1 story.

What schools serve 12092 State Route 348, Otway, OH?

12092 State Route 348, Otway, OH is assigned to West Union Elementary School (elementary), rated C-; West Union High School (middle), rated D+. All sit in Adams County/Ohio Valley Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12092 State Route 348, Otway, OH compare to other homes in Otway 45657?

Among the 1,012 homes in Otway 45657, it is worth more than 23% of them ($65,850 against a typical $115,734), its price per square foot is higher than 21% of them ($82 against a typical $122), it is bigger than 21% of them (806 ft² against a typical 1,188 ft²), its lot is bigger than 2% of them (4,051 ft² against a typical 3 ac) and it is newer than 13% of them (1901 against a typical 1983). Measured against all of Adams County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12092 State Route 348, Otway, OH?

The 2025 property tax bill for 12092 State Route 348, Otway, OH was $126. The county assessed it at $5,080.

Closest homes

More homes in Otway 45657

Assigned schools

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