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Rural ResidenceResidential
$284,058$230 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12104 ROUTE M

MADISON, MO 65263
0
Baths
1,237 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.28 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$284K
$219K low$349K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$190,058
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$152,046
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$94,000
ROCKET MORTGAGE LLC · recorded Oct 6, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,840 (2020)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$34,760 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$202,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
85
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
46
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.67 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMonroe
Lot (acres)The size of the land the home sits on, from county records.10.28
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Gravity
PoolWhether the property has a pool, and what kind, such as in-ground.Public/Municipal/Commercial
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 400 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middle Grove SchoolD-
Elementary · Grades KG–8 · 0.5 mi
H
Madison High SchoolC+
High · Grades 9–12 · 5.8 mi

District: Middle Grove C-1 School District

Neighborhood · ZIP 65263These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,530
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,677
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,505
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12104 Route M measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Madison 65263
  • Costs more per square foot than 89% of homes in Madison 65263
  • Smaller than 71% of homes in Monroe County
  • Has a bigger lot than 68% of homes in Monroe County

What homes are worth in Madison 65263

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$545K

This home is worth more than 80% of homes in Madison 65263.

How it measures up in Madison 65263

The dot is this home. The mark in the middle is the typical home in Madison 65263.

Estimated value$284,058
CheaperTypical $141,981Pricier

Pricier than 80% of homes nearby

Price per ft²$230
CheaperTypical $90Pricier

Pricier than 89% of homes nearby

Living area1,237 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 32% of homes nearby

Lot size10.28 ac
SmallerTypical 6 acBigger

Bigger than 57% of homes nearby

How 12104 Route M ranks against every home in each area.
MeasureThis homeMadison 65263Monroe County
Estimated valuepricier than$284,05880% of homes73% of homes
Price per ft²pricier than$23089% of homes86% of homes
Living areabigger than1,237 ft²32% of homes29% of homes
Lot sizebigger than10.28 ac57% of homes68% of homes

About 12104 Route M

How much is 12104 Route M, Madison, MO worth?

The TopHap Estimate for 12104 Route M, Madison, MO is $284,058 as of Jul 14, 2026. The likely range is $218,742 to $349,374. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12104 Route M, Madison, MO last sell?

12104 Route M, Madison, MO last sold on Feb 6, 2024, according to the county's recorded deed.

How big is 12104 Route M, Madison, MO?

12104 Route M, Madison, MO has 1,237 square feet of living space and a 10.28-acre lot.

What schools serve 12104 Route M, Madison, MO?

12104 Route M, Madison, MO is assigned to Middle Grove School (elementary), rated D-; Madison High School (high), rated C+. All sit in Middle Grove C-1 School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12104 Route M, Madison, MO compare to other homes in Madison 65263?

Among the 896 homes in Madison 65263, it is worth more than 80% of them ($284,058 against a typical $141,981), its price per square foot is higher than 89% of them ($230 against a typical $90), it is bigger than 32% of them (1,237 ft² against a typical 1,512 ft²) and its lot is bigger than 57% of them (10.28 ac against a typical 6 ac). Measured against all of Monroe County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12104 Route M, Madison, MO?

The 2020 property tax bill for 12104 Route M, Madison, MO was $1,840. The county assessed it at $34,760.

Closest homes

More homes in Madison 65263

Assigned schools

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