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Single Family ResidenceResidential
$120,495$77 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $86,000 on Nov 21, 2018

1212 E RAILROAD ST

ROBARDS, KY 42452
3
Beds
1
Baths
1,568 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.86 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$120K
$97K low$144K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$86,000 · Nov 21, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$52,495
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$41,996
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$68,000
RUOFF MORTGAGE COMPANY INC · recorded Mar 8, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,009 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$86,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHenderson
Lot (acres)The size of the land the home sits on, from county records.0.85
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 150 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Niagara Elementary SchoolA-
Elementary · Grades KG–5 · 4.7 mi
H
Henderson County High SchoolA
High · Grades 9–12 · 10.7 mi
M
Henderson County South Middle SchoolB-
Middle · Grades 6–8 · 10.8 mi

District: Henderson County School District

Neighborhood · ZIP 42452These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.142

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.2,576
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,433
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,291
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1212 E Railroad St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Robards 42452
  • Costs less per square foot than 79% of homes in Robards 42452
  • Has a smaller lot than 77% of homes in Robards 42452

What homes are worth in Robards 42452

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$494K

This home is worth more than 21% of homes in Robards 42452.

How it measures up in Robards 42452

The dot is this home. The mark in the middle is the typical home in Robards 42452.

Estimated value$120,495
CheaperTypical $192,925Pricier

Pricier than 21% of homes nearby

Price per ft²$77
CheaperTypical $122Pricier

Pricier than 21% of homes nearby

Living area1,568 ft²
SmallerTypical 1,612 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.86 ac
SmallerTypical 1.98 acBigger

Bigger than 23% of homes nearby

Year built1978
OlderTypical 1985Newer

Newer than 40% of homes nearby

How 1212 E Railroad St ranks against every home in each area.
MeasureThis homeRobards 42452Henderson County
Estimated valuepricier than$120,49521% of homes28% of homes
Price per ft²pricier than$7721% of homes23% of homes
Living areabigger than1,568 ft²49% of homes55% of homes
Lot sizebigger than0.86 ac23% of homes72% of homes
Year builtnewer than197840% of homes56% of homes

About 1212 E Railroad St

How much is 1212 E Railroad St, Robards, KY worth?

The TopHap Estimate for 1212 E Railroad St, Robards, KY is $120,495 as of Jul 14, 2026. The likely range is $96,523 to $144,467. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1212 E Railroad St, Robards, KY last sell?

1212 E Railroad St, Robards, KY last sold on Nov 21, 2018 for $86,000, according to the county's recorded deed.

How big is 1212 E Railroad St, Robards, KY?

1212 E Railroad St, Robards, KY has 3 bedrooms, 1 bathrooms, 1,568 square feet of living space and a 0.85-acre lot.

When was 1212 E Railroad St, Robards, KY built?

1212 E Railroad St, Robards, KY was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 1212 E Railroad St, Robards, KY?

1212 E Railroad St, Robards, KY is assigned to Niagara Elementary School (elementary), rated A-; Henderson County High School (high), rated A; Henderson County South Middle School (middle), rated B-. All sit in Henderson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1212 E Railroad St, Robards, KY compare to other homes in Robards 42452?

Among the 865 homes in Robards 42452, it is worth more than 21% of them ($120,495 against a typical $192,925), its price per square foot is higher than 21% of them ($77 against a typical $122), it is bigger than 49% of them (1,568 ft² against a typical 1,612 ft²), its lot is bigger than 23% of them (0.86 ac against a typical 1.98 ac) and it is newer than 40% of them (1978 against a typical 1985). Measured against all of Henderson County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1212 E Railroad St, Robards, KY?

The 2025 property tax bill for 1212 E Railroad St, Robards, KY was $1,009. The county assessed it at $86,000.

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