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Single Family ResidenceResidential
$350,053$265 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $260,000 on Aug 3, 2020

12120 ROSEWOOD LN

GOSHEN, KY 40026
3
Beds
2
Baths
1,321 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$350K
$323K low$377K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$260,000 · Aug 3, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$120,053
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$96,042
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$230,000
MOVEMENT MORTGAGE · recorded Aug 3, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,557 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$285,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$240,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$285,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$285,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOldham
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Oldham High SchoolA+
High · Grades 9–12 · 0.8 mi
M
North Oldham Middle SchoolA
Middle · Grades 6–8 · 0.8 mi
E
Harmony Elementary SchoolA
Elementary · Grades KG–5 · 1.0 mi

District: Oldham County School District

Neighborhood · ZIP 40026These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,258
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.211 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$129,767
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148,696
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12120 Rosewood Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Goshen 40026
  • Costs more per square foot than 81% of homes in Oldham County
  • Smaller than 92% of homes in Goshen 40026
  • Has a smaller lot than 66% of homes in Oldham County
  • Older than 66% of homes in Oldham County

What homes are worth in Goshen 40026

Each bar is how many homes fall in that price range. The marker is this home.

This home
$271K$1.5M

This home is worth more than 19% of homes in Goshen 40026.

How it measures up in Goshen 40026

The dot is this home. The mark in the middle is the typical home in Goshen 40026.

Estimated value$350,053
CheaperTypical $494,370Pricier

Pricier than 19% of homes nearby

Price per ft²$265
CheaperTypical $233Pricier

Pricier than 74% of homes nearby

Living area1,321 ft²
SmallerTypical 2,033 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.38 ac
SmallerTypical 0.53 acBigger

Bigger than 35% of homes nearby

Year built1984
OlderTypical 1988Newer

Newer than 39% of homes nearby

How 12120 Rosewood Ln ranks against every home in each area.
MeasureThis homeGoshen 40026Oldham County
Estimated valuepricier than$350,05319% of homes30% of homes
Price per ft²pricier than$26574% of homes81% of homes
Living areabigger than1,321 ft²8% of homes17% of homes
Lot sizebigger than0.38 ac35% of homes34% of homes
Year builtnewer than198439% of homes34% of homes

About 12120 Rosewood Ln

How much is 12120 Rosewood Ln, Goshen, KY worth?

The TopHap Estimate for 12120 Rosewood Ln, Goshen, KY is $350,053 as of Jul 14, 2026. The likely range is $322,617 to $377,489. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12120 Rosewood Ln, Goshen, KY last sell?

12120 Rosewood Ln, Goshen, KY last sold on Aug 3, 2020 for $260,000, according to the county's recorded deed.

How big is 12120 Rosewood Ln, Goshen, KY?

12120 Rosewood Ln, Goshen, KY has 3 bedrooms, 2 bathrooms, 1,321 square feet of living space and a 0.38-acre lot.

When was 12120 Rosewood Ln, Goshen, KY built?

12120 Rosewood Ln, Goshen, KY was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 12120 Rosewood Ln, Goshen, KY?

12120 Rosewood Ln, Goshen, KY is assigned to North Oldham High School (high), rated A+; North Oldham Middle School (middle), rated A; Harmony Elementary School (elementary), rated A. All sit in Oldham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12120 Rosewood Ln, Goshen, KY compare to other homes in Goshen 40026?

Among the 2,072 homes in Goshen 40026, it is worth more than 19% of them ($350,053 against a typical $494,370), its price per square foot is higher than 74% of them ($265 against a typical $233), it is bigger than 8% of them (1,321 ft² against a typical 2,033 ft²), its lot is bigger than 35% of them (0.38 ac against a typical 0.53 ac) and it is newer than 39% of them (1984 against a typical 1988). Measured against all of Oldham County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12120 Rosewood Ln, Goshen, KY?

The 2025 property tax bill for 12120 Rosewood Ln, Goshen, KY was $3,557. The county assessed it at $285,000.

Closest homes

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Assigned schools

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