Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$427,364
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1213 RICHARDS AVE

WATERTOWN, WI 53094
0
Baths
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$427K
$385K low$470K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$351,354
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$281,083
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$76,010
SUMMIT FCU · recorded Sep 7, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,807 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$353,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$103,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$249,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$353,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$354,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.102 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.41
HeatingThe type of heating system in the home.None

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Webster Elementary SchoolC+
Elementary · Grades PK–5 · 0.7 mi
M
Riverside Middle SchoolC+
Middle · Grades 6–8 · 0.8 mi
H
Watertown High SchoolC-
High · Grades 9–12 · 2.6 mi

District: Watertown School District

Neighborhood · ZIP 53094These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.19,781
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,044
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,401
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1213 Richards Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Watertown 53094
  • Has a bigger lot than 71% of homes in Watertown 53094

What homes are worth in Watertown 53094

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$641K

This home is worth more than 80% of homes in Watertown 53094.

How it measures up in Watertown 53094

The dot is this home. The mark in the middle is the typical home in Watertown 53094.

Estimated value$427,364
CheaperTypical $311,070Pricier

Pricier than 80% of homes nearby

Lot size0.41 ac
SmallerTypical 0.25 acBigger

Bigger than 71% of homes nearby

How 1213 Richards Ave ranks against every home in each area.
MeasureThis homeWatertown 53094Jefferson County
Estimated valuepricier than$427,36480% of homes70% of homes
Lot sizebigger than0.41 ac71% of homes59% of homes

About 1213 Richards Ave

How much is 1213 Richards Ave, Watertown, WI worth?

The TopHap Estimate for 1213 Richards Ave, Watertown, WI is $427,364 as of Jul 14, 2026. The likely range is $384,599 to $470,129. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 1213 Richards Ave, Watertown, WI?

1213 Richards Ave, Watertown, WI is assigned to Webster Elementary School (elementary), rated C+; Riverside Middle School (middle), rated C+; Watertown High School (high), rated C-. All sit in Watertown School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1213 Richards Ave, Watertown, WI compare to other homes in Watertown 53094?

Among the 6,119 homes in Watertown 53094, it is worth more than 80% of them ($427,364 against a typical $311,070) and its lot is bigger than 71% of them (0.41 ac against a typical 0.25 ac). Measured against all of Jefferson County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1213 Richards Ave, Watertown, WI?

The 2025 property tax bill for 1213 Richards Ave, Watertown, WI was $5,807. The county assessed it at $353,800.

Closest homes

More homes in Watertown 53094

Assigned schools

Explore the area

See this home in context

Open 1213 Richards Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map