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Single Family ResidenceResidential
$330,975$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12155 ELMS RD

BIRCH RUN, MI 48415
4
Beds
3.5
Baths
2,608 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$331K
$308K low$354K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$290,975
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$232,780
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.11%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
FRANKENMUTH CU · E · recorded Nov 13, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,530 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$190,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$172,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$380,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
38
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.6.60
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 390 ft²Porch · 288 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Elementary SchoolB+
Elementary · Grades PK–4 · 0.8 mi
H
Birch Run High SchoolB-
High · Grades 9–12 · 0.8 mi
M
Marshall Greene Middle SchoolB-
Middle · Grades 5–8 · 1.1 mi

District: Birch Run Area School District

Neighborhood · ZIP 48415These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.9,724
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.143 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,029
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,879
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12155 Elms Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Saginaw County
  • Costs less per square foot than 70% of homes in Birch Run 48415
  • Bigger than 96% of homes in Birch Run 48415
  • Has a bigger lot than 94% of homes in Saginaw County
  • Newer than 68% of homes in Saginaw County

What homes are worth in Birch Run 48415

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$568K

This home is worth more than 84% of homes in Birch Run 48415.

How it measures up in Birch Run 48415

The dot is this home. The mark in the middle is the typical home in Birch Run 48415.

Estimated value$330,975
CheaperTypical $218,086Pricier

Pricier than 84% of homes nearby

Price per ft²$127
CheaperTypical $148Pricier

Pricier than 30% of homes nearby

Living area2,608 ft²
SmallerTypical 1,509 ft²Bigger

Bigger than 96% of homes nearby

Lot size6.6 ac
SmallerTypical 1.61 acBigger

Bigger than 81% of homes nearby

Year built1971
OlderTypical 1971Newer

Newer than 50% of homes nearby

How 12155 Elms Rd ranks against every home in each area.
MeasureThis homeBirch Run 48415Saginaw County
Estimated valuepricier than$330,97584% of homes89% of homes
Price per ft²pricier than$12730% of homes59% of homes
Living areabigger than2,608 ft²96% of homes95% of homes
Lot sizebigger than6.6 ac81% of homes94% of homes
Year builtnewer than197150% of homes68% of homes

About 12155 Elms Rd

How much is 12155 Elms Rd, Birch Run, MI worth?

The TopHap Estimate for 12155 Elms Rd, Birch Run, MI is $330,975 as of Jul 14, 2026. The likely range is $307,915 to $354,035. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12155 Elms Rd, Birch Run, MI last sell?

12155 Elms Rd, Birch Run, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12155 Elms Rd, Birch Run, MI?

12155 Elms Rd, Birch Run, MI has 4 bedrooms, 3.5 bathrooms, 2,608 square feet of living space and a 6.60-acre lot.

When was 12155 Elms Rd, Birch Run, MI built?

12155 Elms Rd, Birch Run, MI was built in 1971, making it 55 years old. It is a raised ranch home. The building has 1 story.

What schools serve 12155 Elms Rd, Birch Run, MI?

12155 Elms Rd, Birch Run, MI is assigned to North Elementary School (elementary), rated B+; Birch Run High School (high), rated B-; Marshall Greene Middle School (middle), rated B-. All sit in Birch Run Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12155 Elms Rd, Birch Run, MI compare to other homes in Birch Run 48415?

Among the 3,510 homes in Birch Run 48415, it is worth more than 84% of them ($330,975 against a typical $218,086), its price per square foot is higher than 30% of them ($127 against a typical $148), it is bigger than 96% of them (2,608 ft² against a typical 1,509 ft²), its lot is bigger than 81% of them (6.6 ac against a typical 1.61 ac) and it is newer than 50% of them (1971 against a typical 1971). Measured against all of Saginaw County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12155 Elms Rd, Birch Run, MI?

The 2025 property tax bill for 12155 Elms Rd, Birch Run, MI was $3,530. The county assessed it at $190,200.

Closest homes

More homes in Birch Run 48415

Assigned schools

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