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Manufactured, Modular, Pre-Fabricated HomesResidential

12195 ELM ST

BIRCH RUN, MI 48415
3
Beds
1.5
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.88 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$42,000
FRANKENMUTH CU · recorded Nov 1, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,981 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$123,600 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$247,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Manufactured, Modular, Pre-Fabricated Homes
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.0.88
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 50 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Elementary SchoolB+
Elementary · Grades PK–4 · 0.1 mi
H
Birch Run High SchoolB-
High · Grades 9–12 · 0.2 mi
M
Marshall Greene Middle SchoolB-
Middle · Grades 5–8 · 0.4 mi

District: Birch Run Area School District

Neighborhood · ZIP 48415These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.9,724
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.143 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,029
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,879
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12195 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 81% of homes in Birch Run 48415
  • Has a bigger lot than 73% of homes in Saginaw County
  • Newer than 83% of homes in Saginaw County

How it measures up in Birch Run 48415

The dot is this home. The mark in the middle is the typical home in Birch Run 48415.

Living area1,152 ft²
SmallerTypical 1,509 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.88 ac
SmallerTypical 1.61 acBigger

Bigger than 28% of homes nearby

Year built1990
OlderTypical 1971Newer

Newer than 76% of homes nearby

How 12195 Elm St ranks against every home in each area.
MeasureThis homeBirch Run 48415Saginaw County
Living areabigger than1,152 ft²19% of homes30% of homes
Lot sizebigger than0.88 ac28% of homes73% of homes
Year builtnewer than199076% of homes83% of homes

About 12195 Elm St

When did 12195 Elm St, Birch Run, MI last sell?

12195 Elm St, Birch Run, MI last sold on Apr 30, 1990, according to the county's recorded deed.

How big is 12195 Elm St, Birch Run, MI?

12195 Elm St, Birch Run, MI has 3 bedrooms, 1.5 bathrooms, 1,152 square feet of living space and a 0.88-acre lot.

When was 12195 Elm St, Birch Run, MI built?

12195 Elm St, Birch Run, MI was built in 1990, making it 36 years old. It is a modular home. The building has 1 story.

What schools serve 12195 Elm St, Birch Run, MI?

12195 Elm St, Birch Run, MI is assigned to North Elementary School (elementary), rated B+; Birch Run High School (high), rated B-; Marshall Greene Middle School (middle), rated B-. All sit in Birch Run Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12195 Elm St, Birch Run, MI compare to other homes in Birch Run 48415?

Among the 3,510 homes in Birch Run 48415, it is bigger than 19% of them (1,152 ft² against a typical 1,509 ft²), its lot is bigger than 28% of them (0.88 ac against a typical 1.61 ac) and it is newer than 76% of them (1990 against a typical 1971). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12195 Elm St, Birch Run, MI?

The 2025 property tax bill for 12195 Elm St, Birch Run, MI was $1,981. The county assessed it at $123,600.

Closest homes

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Assigned schools

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