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Single Family ResidentialResidential
$356,038$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

122 RUBY RD

COURTLAND, MS 38620
4
Beds
0
Baths
3,548 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$356K
$327K low$385K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$266,471
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$213,177
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$76,567
REGIONS BANK · recorded Apr 27, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$13,000
REGIONS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,371 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,613 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$920
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,693
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,613
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$126,132

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyPanola
Lot (acres)The size of the land the home sits on, from county records.1.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Batesville Elementary SchoolA-
Elementary · Grades PK–1 · 3.2 mi
H
South Panola High SchoolA-
High · Grades 9–12 · 3.3 mi
M
Batesville Junior High SchoolD+
Middle · Grades 6–8 · 3.4 mi

District: South Panola School District

Neighborhood · ZIP 38620These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.156
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,220
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,182
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,789
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

122 Ruby Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Courtland 38620
  • Costs less per square foot than 65% of homes in Courtland 38620
  • Bigger than 98% of homes in Courtland 38620

What homes are worth in Courtland 38620

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$543K

This home is worth more than 90% of homes in Courtland 38620.

How it measures up in Courtland 38620

The dot is this home. The mark in the middle is the typical home in Courtland 38620.

Estimated value$356,038
CheaperTypical $167,500Pricier

Pricier than 90% of homes nearby

Price per ft²$100
CheaperTypical $109Pricier

Pricier than 35% of homes nearby

Living area3,548 ft²
SmallerTypical 1,433 ft²Bigger

Bigger than 98% of homes nearby

Lot size1.3 ac
SmallerTypical 1.5 acBigger

Bigger than 47% of homes nearby

Year built1989
OlderTypical 1991Newer

Newer than 47% of homes nearby

How 122 Ruby Rd ranks against every home in each area.
MeasureThis homeCourtland 38620Panola County
Estimated valuepricier than$356,03890% of homes90% of homes
Price per ft²pricier than$10035% of homes44% of homes
Living areabigger than3,548 ft²98% of homes96% of homes
Lot sizebigger than1.3 ac47% of homes57% of homes
Year builtnewer than198947% of homes57% of homes

About 122 Ruby Rd

How much is 122 Ruby Rd, Courtland, MS worth?

The TopHap Estimate for 122 Ruby Rd, Courtland, MS is $356,038 as of Jul 14, 2026. The likely range is $327,252 to $384,824. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 122 Ruby Rd, Courtland, MS last sell?

122 Ruby Rd, Courtland, MS last sold on Jun 11, 2003, according to the county's recorded deed.

How big is 122 Ruby Rd, Courtland, MS?

122 Ruby Rd, Courtland, MS has 4 bedrooms, 3,548 square feet of living space and a 1.30-acre lot.

When was 122 Ruby Rd, Courtland, MS built?

122 Ruby Rd, Courtland, MS was built in 1989, making it 37 years old.

What schools serve 122 Ruby Rd, Courtland, MS?

122 Ruby Rd, Courtland, MS is assigned to Batesville Elementary School (elementary), rated A-; South Panola High School (high), rated A-; Batesville Junior High School (middle), rated D+. All sit in South Panola School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 122 Ruby Rd, Courtland, MS compare to other homes in Courtland 38620?

Among the 1,218 homes in Courtland 38620, it is worth more than 90% of them ($356,038 against a typical $167,500), its price per square foot is higher than 35% of them ($100 against a typical $109), it is bigger than 98% of them (3,548 ft² against a typical 1,433 ft²), its lot is bigger than 47% of them (1.3 ac against a typical 1.5 ac) and it is newer than 47% of them (1989 against a typical 1991). Measured against all of Panola County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 122 Ruby Rd, Courtland, MS?

The 2023 property tax bill for 122 Ruby Rd, Courtland, MS was $1,371. The county assessed it at $12,613.

Closest homes

More homes in Courtland 38620

Assigned schools

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