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Single Family ResidenceResidential
$195,126$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

122 S COTTONWOOD ST

ROLAND, IA 50236
3
Beds
2.5
Baths
1,953 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$195K
$178K low$212K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$17,626
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$14,101
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$142,000
WORLD SAVINGS BANK FSB · recorded Aug 28, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,500
BANK OF THE WEST

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,384 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$282,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$232,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$258,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$282,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountySTORY
Lot (acres)The size of the land the home sits on, from county records.0.37
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 236 ft²Patio · 304 ft²Porch · 686 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Roland-Story Middle SchoolA-
Middle · Grades 5–8 · 0.1 mi
H
Roland-Story High SchoolA
High · Grades 9–12 · 4.8 mi
E
Roland-Story Elementary SchoolA+
Elementary · Grades PK–4 · 4.8 mi

District: Roland-Story Community School District

Neighborhood · ZIP 50236These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,424
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,475
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,381
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

122 S Cottonwood St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Story County
  • Costs less per square foot than 95% of homes in Story County
  • Bigger than 80% of homes in Roland 50236
  • Has a bigger lot than 75% of homes in Story County
  • Older than 94% of homes in Story County

What homes are worth in Roland 50236

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$500K

This home is worth more than 39% of homes in Roland 50236.

How it measures up in Roland 50236

The dot is this home. The mark in the middle is the typical home in Roland 50236.

Estimated value$195,126
CheaperTypical $215,303Pricier

Pricier than 39% of homes nearby

Price per ft²$100
CheaperTypical $146Pricier

Pricier than 13% of homes nearby

Living area1,953 ft²
SmallerTypical 1,483 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.37 ac
SmallerTypical 0.34 acBigger

Bigger than 60% of homes nearby

Year built1900
OlderTypical 1965Newer

Newer than 20% of homes nearby

How 122 S Cottonwood St ranks against every home in each area.
MeasureThis homeRoland 50236Story County
Estimated valuepricier than$195,12639% of homes26% of homes
Price per ft²pricier than$10013% of homes5% of homes
Living areabigger than1,953 ft²80% of homes79% of homes
Lot sizebigger than0.37 ac60% of homes75% of homes
Year builtnewer than190020% of homes6% of homes

About 122 S Cottonwood St

How much is 122 S Cottonwood St, Roland, IA worth?

The TopHap Estimate for 122 S Cottonwood St, Roland, IA is $195,126 as of Jul 14, 2026. The likely range is $178,152 to $212,100. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 122 S Cottonwood St, Roland, IA last sell?

122 S Cottonwood St, Roland, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 122 S Cottonwood St, Roland, IA?

122 S Cottonwood St, Roland, IA has 3 bedrooms, 2.5 bathrooms, 1,953 square feet of living space and a 0.37-acre lot.

When was 122 S Cottonwood St, Roland, IA built?

122 S Cottonwood St, Roland, IA was built in 1900, making it 126 years old. It is a a-frame home. The building has 1 story.

What schools serve 122 S Cottonwood St, Roland, IA?

122 S Cottonwood St, Roland, IA is assigned to Roland-Story Middle School (middle), rated A-; Roland-Story High School (high), rated A; Roland-Story Elementary School (elementary), rated A+. All sit in Roland-Story Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 122 S Cottonwood St, Roland, IA compare to other homes in Roland 50236?

Among the 618 homes in Roland 50236, it is worth more than 39% of them ($195,126 against a typical $215,303), its price per square foot is higher than 13% of them ($100 against a typical $146), it is bigger than 80% of them (1,953 ft² against a typical 1,483 ft²), its lot is bigger than 60% of them (0.37 ac against a typical 0.34 ac) and it is newer than 20% of them (1900 against a typical 1965). Measured against all of Story County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 122 S Cottonwood St, Roland, IA?

The 2025 property tax bill for 122 S Cottonwood St, Roland, IA was $4,384. The county assessed it at $282,500.

More homes on S Cottonwood St

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Assigned schools

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