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Single Family ResidenceResidential
$220,484$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $139,000 on Aug 22, 2019

12228 SADDLE STRAP ROW

HUDSON, FL 34667
2
Baths
1,482 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,000 ft²
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$220K
$206K low$235K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$139,000 · Aug 22, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$81,029
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$64,823
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$139,455
VAN DYK MORTGAGE CORP · recorded Aug 22, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,444 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$120,340 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$120,340
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$151,760

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.43%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPASCO
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 196 ft²Porch · 18 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gulf Highlands Elementary SchoolD
Elementary · Grades KG–5 · 0.7 mi
H
Fivay High SchoolD-
High · Grades 9–12 · 1.5 mi
M
Hudson AcademyD-
Middle · Grades 4–8 · 8.7 mi

District: Pasco County School District

Neighborhood · ZIP 34667These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.40,854
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,123 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,807
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,340
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12228 Saddle Strap Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Pasco County
  • Costs less per square foot than 87% of homes in Pasco County
  • Bigger than 67% of homes in Bayonet Point
  • Among the smallest lots in Hudson 34667
  • Older than 86% of homes in Pasco County

What homes are worth in Hudson 34667

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$621K

This home is worth more than 26% of homes in Hudson 34667.

How it measures up in Hudson 34667

The dot is this home. The mark in the middle is the typical home in Hudson 34667.

Estimated value$220,484
CheaperTypical $273,411Pricier

Pricier than 26% of homes nearby

Price per ft²$149
CheaperTypical $163Pricier

Pricier than 32% of homes nearby

Living area1,482 ft²
SmallerTypical 1,556 ft²Bigger

Bigger than 45% of homes nearby

Lot size3,000 ft²
SmallerTypical 0.19 acBigger

Smaller than almost all homes nearby

Year built1972
OlderTypical 1984Newer

Newer than 15% of homes nearby

How 12228 Saddle Strap Row ranks against every home in each area.
MeasureThis homeBayonet PointHudson 34667Pasco County
Estimated valuepricier than$220,48447% of homes26% of homes19% of homes
Price per ft²pricier than$14935% of homes32% of homes13% of homes
Living areabigger than1,482 ft²67% of homes45% of homes38% of homes
Lot sizebigger than3,000 ft²2% of homesalmost no homes6% of homes
Year builtnewer than197223% of homes15% of homes14% of homes

About 12228 Saddle Strap Row

How much is 12228 Saddle Strap Row, Hudson, FL worth?

The TopHap Estimate for 12228 Saddle Strap Row, Hudson, FL is $220,484 as of Jul 14, 2026. The likely range is $205,937 to $235,031. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12228 Saddle Strap Row, Hudson, FL last sell?

12228 Saddle Strap Row, Hudson, FL last sold on Aug 22, 2019 for $139,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 12228 Saddle Strap Row, Hudson, FL?

12228 Saddle Strap Row, Hudson, FL has 2 bathrooms, 1,482 square feet of living space and a 0.07-acre lot.

When was 12228 Saddle Strap Row, Hudson, FL built?

12228 Saddle Strap Row, Hudson, FL was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 12228 Saddle Strap Row, Hudson, FL?

12228 Saddle Strap Row, Hudson, FL is assigned to Gulf Highlands Elementary School (elementary), rated D; Fivay High School (high), rated D-; Hudson Academy (middle), rated D-. All sit in Pasco County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12228 Saddle Strap Row, Hudson, FL compare to other homes in Hudson 34667?

Among the 16,364 homes in Hudson 34667, it is worth more than 26% of them ($220,484 against a typical $273,411), its price per square foot is higher than 32% of them ($149 against a typical $163), it is bigger than 45% of them (1,482 ft² against a typical 1,556 ft²), its lot is bigger than almost none of them (3,000 ft² against a typical 0.19 ac) and it is newer than 15% of them (1972 against a typical 1984). Measured against all of Pasco County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12228 Saddle Strap Row, Hudson, FL?

The 2025 property tax bill for 12228 Saddle Strap Row, Hudson, FL was $1,444. The county assessed it at $120,340.

Closest homes

More homes in Hudson 34667

Assigned schools

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