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Rural ResidenceResidential
$557,269$371 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1227 RIVER FALLS RD

SMITHVILLE, OK 74957
3
Beds
2
Baths
1,502 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
40 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$557K
$417K low$697K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$534,662
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$427,730
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.4%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$22,607
1ST BANK & TRUST · recorded Jan 17, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$894 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,990 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$946
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,044
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,670
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,130

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMcCurtain
Lot (acres)The size of the land the home sits on, from county records.40.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 368 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Smithville Elementary SchoolA+
Elementary · Grades PK–5 · 4.4 mi
H
Smithville High SchoolC
High · Grades 9–12 · 4.5 mi
M
Smithville Middle SchoolB+
Middle · Grades 6–8 · 4.5 mi

District: Smithville Public Schools

Neighborhood · ZIP 74957These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,042
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,716
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,925
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1227 River Falls Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Smithville 74957
  • Costs more per square foot than 92% of homes in Smithville 74957
  • Bigger than 66% of homes in Smithville 74957
  • Has a bigger lot than 92% of homes in McCurtain County
  • Newer than 81% of homes in Smithville 74957

What homes are worth in Smithville 74957

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$883K

This home is worth more than 91% of homes in Smithville 74957.

How it measures up in Smithville 74957

The dot is this home. The mark in the middle is the typical home in Smithville 74957.

Estimated value$557,269
CheaperTypical $212,784Pricier

Pricier than 91% of homes nearby

Price per ft²$371
CheaperTypical $159Pricier

Pricier than 92% of homes nearby

Living area1,502 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 66% of homes nearby

Lot size40 ac
SmallerTypical 5.5 acBigger

Bigger than 90% of homes nearby

Year built2005
OlderTypical 1981Newer

Newer than 81% of homes nearby

How 1227 River Falls Rd ranks against every home in each area.
MeasureThis homeSmithville 74957McCurtain County
Estimated valuepricier than$557,26991% of homes83% of homes
Price per ft²pricier than$37192% of homes89% of homes
Living areabigger than1,502 ft²66% of homes58% of homes
Lot sizebigger than40 ac90% of homes92% of homes
Year builtnewer than200581% of homes72% of homes

About 1227 River Falls Rd

How much is 1227 River Falls Rd, Smithville, OK worth?

The TopHap Estimate for 1227 River Falls Rd, Smithville, OK is $557,269 as of Jul 14, 2026. The likely range is $417,152 to $697,386. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1227 River Falls Rd, Smithville, OK?

1227 River Falls Rd, Smithville, OK has 3 bedrooms, 2 bathrooms, 1,502 square feet of living space and a 40.00-acre lot.

When was 1227 River Falls Rd, Smithville, OK built?

1227 River Falls Rd, Smithville, OK was built in 2005, making it 21 years old. It is a traditional/old home. The building has 1 story.

What schools serve 1227 River Falls Rd, Smithville, OK?

1227 River Falls Rd, Smithville, OK is assigned to Smithville Elementary School (elementary), rated A+; Smithville High School (high), rated C; Smithville Middle School (middle), rated B+. All sit in Smithville Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1227 River Falls Rd, Smithville, OK compare to other homes in Smithville 74957?

Among the 539 homes in Smithville 74957, it is worth more than 91% of them ($557,269 against a typical $212,784), its price per square foot is higher than 92% of them ($371 against a typical $159), it is bigger than 66% of them (1,502 ft² against a typical 1,300 ft²), its lot is bigger than 90% of them (40 ac against a typical 5.5 ac) and it is newer than 81% of them (2005 against a typical 1981). Measured against all of McCurtain County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1227 River Falls Rd, Smithville, OK?

The 2025 property tax bill for 1227 River Falls Rd, Smithville, OK was $894. The county assessed it at $10,990.

Closest homes

More homes in Smithville 74957

Assigned schools

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