Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$210,614$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

123 E RUBY AVE

INDEPENDENCE, MO 64050
3
Beds
1
Baths
1,204 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1921
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$211K
$193K low$229K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$184,024
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$147,219
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,590
WELLS FARGO BK · recorded Jan 5, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,035 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,573 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,583
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,990
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,940
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$76,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.0.15
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Santa Fe Trail Elementary SchoolA-
Elementary · Grades KG–5 · 0.8 mi
H
William Chrisman High SchoolD+
High · Grades 9–12 · 1.3 mi
M
George Caleb Bingham Middle SchoolC-
Middle · Grades 7–8 · 2.8 mi

District: Independence 30 School District

Neighborhood · ZIP 64050These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.22,487
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,660 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,040
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,015
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 E Ruby Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Independence 64050
  • Costs more per square foot than 75% of homes in Independence 64050
  • Has a smaller lot than 84% of homes in Independence 64050
  • Older than 86% of homes in Jackson County

What homes are worth in Independence 64050

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$334K

This home is worth more than 78% of homes in Independence 64050.

How it measures up in Independence 64050

The dot is this home. The mark in the middle is the typical home in Independence 64050.

Estimated value$210,614
CheaperTypical $169,105Pricier

Pricier than 78% of homes nearby

Price per ft²$175
CheaperTypical $147Pricier

Pricier than 75% of homes nearby

Living area1,204 ft²
SmallerTypical 1,152 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.15 ac
SmallerTypical 0.21 acBigger

Bigger than 16% of homes nearby

Year built1921
OlderTypical 1952Newer

Newer than 23% of homes nearby

How 123 E Ruby Ave ranks against every home in each area.
MeasureThis homeIndependence 64050Jackson County
Estimated valuepricier than$210,61478% of homes42% of homes
Price per ft²pricier than$17575% of homes48% of homes
Living areabigger than1,204 ft²55% of homes37% of homes
Lot sizebigger than0.15 ac16% of homes25% of homes
Year builtnewer than192123% of homes14% of homes

About 123 E Ruby Ave

How much is 123 E Ruby Ave, Independence, MO worth?

The TopHap Estimate for 123 E Ruby Ave, Independence, MO is $210,614 as of Jul 14, 2026. The likely range is $192,546 to $228,682. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 E Ruby Ave, Independence, MO last sell?

123 E Ruby Ave, Independence, MO last sold on Feb 5, 2008, according to the county's recorded deed.

How big is 123 E Ruby Ave, Independence, MO?

123 E Ruby Ave, Independence, MO has 3 bedrooms, 1 bathrooms, 1,204 square feet of living space and a 0.15-acre lot.

When was 123 E Ruby Ave, Independence, MO built?

123 E Ruby Ave, Independence, MO was built in 1921, making it 105 years old. It is a conventional home. The building has 1 story.

What schools serve 123 E Ruby Ave, Independence, MO?

123 E Ruby Ave, Independence, MO is assigned to Santa Fe Trail Elementary School (elementary), rated A-; William Chrisman High School (high), rated D+; George Caleb Bingham Middle School (middle), rated C-. All sit in Independence 30 School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 E Ruby Ave, Independence, MO compare to other homes in Independence 64050?

Among the 7,400 homes in Independence 64050, it is worth more than 78% of them ($210,614 against a typical $169,105), its price per square foot is higher than 75% of them ($175 against a typical $147), it is bigger than 55% of them (1,204 ft² against a typical 1,152 ft²), its lot is bigger than 16% of them (0.15 ac against a typical 0.21 ac) and it is newer than 23% of them (1921 against a typical 1952). Measured against all of Jackson County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 E Ruby Ave, Independence, MO?

The 2024 property tax bill for 123 E Ruby Ave, Independence, MO was $1,035. The county assessed it at $14,573.

Closest homes

More homes in Independence 64050

Assigned schools

Explore the area

See this home in context

Open 123 E Ruby Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map