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Single Family ResidenceResidential
$467,035$272 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $417,000 on Feb 24, 2025

123 RIDGE CREEK DR

JANESVILLE, WI 53548
3
Beds
3
Baths
1,715 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$467K
$416K low$518K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$417,000 · Feb 24, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$290,035
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$232,028
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$177,000
JOHNSON BANK · 6.75% 1 · recorded Feb 24, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,387 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$312,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$273,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$312,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRock
Lot (acres)The size of the land the home sits on, from county records.0.41
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 169 ft²Patio · 169 ft²Porch · 45 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Parker High SchoolD+
High · Grades 9–12 · 0.8 mi
M
Franklin Middle SchoolC-
Middle · Grades 6–8 · 1.3 mi
E
Madison Elementary SchoolC
Elementary · Grades KG–5 · 1.4 mi

District: Janesville School District

Neighborhood · ZIP 53548These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,818
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.284 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,018
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,665
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 Ridge Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Rock County
  • Costs more per square foot than 93% of homes in Rock County
  • Bigger than 72% of homes in Rock County
  • Has a bigger lot than 73% of homes in Janesville 53548
  • Newer than 91% of homes in Rock County

What homes are worth in Janesville 53548

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$767K

This home is worth more than 86% of homes in Janesville 53548.

How it measures up in Janesville 53548

The dot is this home. The mark in the middle is the typical home in Janesville 53548.

Estimated value$467,035
CheaperTypical $281,638Pricier

Pricier than 86% of homes nearby

Price per ft²$272
CheaperTypical $191Pricier

Pricier than 90% of homes nearby

Living area1,715 ft²
SmallerTypical 1,446 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.41 ac
SmallerTypical 0.25 acBigger

Bigger than 73% of homes nearby

Year built2003
OlderTypical 1963Newer

Newer than 90% of homes nearby

How 123 Ridge Creek Dr ranks against every home in each area.
MeasureThis homeJanesville 53548Rock County
Estimated valuepricier than$467,03586% of homes88% of homes
Price per ft²pricier than$27290% of homes93% of homes
Living areabigger than1,715 ft²67% of homes72% of homes
Lot sizebigger than0.41 ac73% of homes71% of homes
Year builtnewer than200390% of homes91% of homes

About 123 Ridge Creek Dr

How much is 123 Ridge Creek Dr, Janesville, WI worth?

The TopHap Estimate for 123 Ridge Creek Dr, Janesville, WI is $467,035 as of Jul 14, 2026. The likely range is $416,175 to $517,895. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 Ridge Creek Dr, Janesville, WI last sell?

123 Ridge Creek Dr, Janesville, WI last sold on Feb 24, 2025 for $417,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 123 Ridge Creek Dr, Janesville, WI?

123 Ridge Creek Dr, Janesville, WI has 3 bedrooms, 3 bathrooms, 1,715 square feet of living space and a 0.41-acre lot.

When was 123 Ridge Creek Dr, Janesville, WI built?

123 Ridge Creek Dr, Janesville, WI was built in 2003, making it 23 years old. It is a ranch home. The building has 1 story.

What schools serve 123 Ridge Creek Dr, Janesville, WI?

123 Ridge Creek Dr, Janesville, WI is assigned to Parker High School (high), rated D+; Franklin Middle School (middle), rated C-; Madison Elementary School (elementary), rated C. All sit in Janesville School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 Ridge Creek Dr, Janesville, WI compare to other homes in Janesville 53548?

Among the 6,715 homes in Janesville 53548, it is worth more than 86% of them ($467,035 against a typical $281,638), its price per square foot is higher than 90% of them ($272 against a typical $191), it is bigger than 67% of them (1,715 ft² against a typical 1,446 ft²), its lot is bigger than 73% of them (0.41 ac against a typical 0.25 ac) and it is newer than 90% of them (2003 against a typical 1963). Measured against all of Rock County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 Ridge Creek Dr, Janesville, WI?

The 2025 property tax bill for 123 Ridge Creek Dr, Janesville, WI was $5,387. The county assessed it at $312,700.

Closest homes

More homes in Janesville 53548

Assigned schools

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