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Single Family ResidenceResidential
$312,296$196 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

123 TROUT ST

HOLLY RIDGE, NC 28445
3
Beds
1
Baths
1,593 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.79 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$312K
$285K low$339K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$756 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$151,975 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$109,675
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$151,975
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$151,975

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOnslow
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.79
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Coastal Elementary SchoolA+
Elementary · Grades KG–5 · 4.0 mi
M
Dixon Middle SchoolB+
Middle · Grades 6–8 · 7.7 mi
H
Dixon High SchoolC+
High · Grades 9–12 · 7.9 mi

District: Onslow County Schools

Neighborhood · ZIP 28445These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,463
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.107 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,137
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,256
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 Trout St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Holly Ridge 28445
  • Costs less per square foot than 90% of homes in Holly Ridge 28445
  • Has a bigger lot than 88% of homes in Holly Ridge 28445
  • Older than 89% of homes in Holly Ridge 28445

What homes are worth in Holly Ridge 28445

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$1.6M

This home is worth more than 12% of homes in Holly Ridge 28445.

How it measures up in Holly Ridge 28445

The dot is this home. The mark in the middle is the typical home in Holly Ridge 28445.

Estimated value$312,296
CheaperTypical $648,467Pricier

Pricier than 12% of homes nearby

Price per ft²$196
CheaperTypical $440Pricier

Pricier than 10% of homes nearby

Living area1,593 ft²
SmallerTypical 1,612 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.79 ac
SmallerTypical 0.19 acBigger

Bigger than 88% of homes nearby

Year built1972
OlderTypical 2005Newer

Newer than 11% of homes nearby

How 123 Trout St ranks against every home in each area.
MeasureThis homeHolly Ridge 28445Onslow County
Estimated valuepricier than$312,29612% of homes61% of homes
Price per ft²pricier than$19610% of homes69% of homes
Living areabigger than1,593 ft²49% of homes50% of homes
Lot sizebigger than0.79 ac88% of homes76% of homes
Year builtnewer than197211% of homes17% of homes

About 123 Trout St

How much is 123 Trout St, Holly Ridge, NC worth?

The TopHap Estimate for 123 Trout St, Holly Ridge, NC is $312,296 as of Jul 14, 2026. The likely range is $285,477 to $339,115. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 Trout St, Holly Ridge, NC last sell?

123 Trout St, Holly Ridge, NC last sold on Oct 6, 2004, according to the county's recorded deed.

How big is 123 Trout St, Holly Ridge, NC?

123 Trout St, Holly Ridge, NC has 3 bedrooms, 1 bathrooms, 1,593 square feet of living space and a 0.79-acre lot.

When was 123 Trout St, Holly Ridge, NC built?

123 Trout St, Holly Ridge, NC was built in 1972, making it 54 years old. It is a ranch home. The building has 1 story.

What schools serve 123 Trout St, Holly Ridge, NC?

123 Trout St, Holly Ridge, NC is assigned to Coastal Elementary School (elementary), rated A+; Dixon Middle School (middle), rated B+; Dixon High School (high), rated C+. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 Trout St, Holly Ridge, NC compare to other homes in Holly Ridge 28445?

Among the 9,806 homes in Holly Ridge 28445, it is worth more than 12% of them ($312,296 against a typical $648,467), its price per square foot is higher than 10% of them ($196 against a typical $440), it is bigger than 49% of them (1,593 ft² against a typical 1,612 ft²), its lot is bigger than 88% of them (0.79 ac against a typical 0.19 ac) and it is newer than 11% of them (1972 against a typical 2005). Measured against all of Onslow County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 Trout St, Holly Ridge, NC?

The 2025 property tax bill for 123 Trout St, Holly Ridge, NC was $756. The county assessed it at $151,975.

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Assigned schools

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