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Single Family ResidenceResidential
$289,794
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12305 RUBY RD

BLACK HAWK, SD 57718
0
Baths

Valuation

$290K
$236K low$343K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$159,794
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$127,835
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$105,000
BLACK HILLS FCU · recorded May 23, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
SENTINEL FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,710 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$246,307 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,070
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$202,237
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$246,307

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMeade

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Piedmont Valley Elementary - 05B+
Elementary · Grades KG–4 · 3.4 mi
H
Sturgis Brown High School - 01B+
High · Grades 9–12 · 16.2 mi
M
Sturgis Williams Middle School - 02B-
Middle · Grades 5–8 · 16.9 mi

District: Meade School District 46-1

Neighborhood · ZIP 57718These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.5,496
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.304 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,804
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,657
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12305 Ruby Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Black Hawk 57718

What homes are worth in Black Hawk 57718

Each bar is how many homes fall in that price range. The marker is this home.

This home
$239K$817K

This home is worth more than 19% of homes in Black Hawk 57718.

How it measures up in Black Hawk 57718

The dot is this home. The mark in the middle is the typical home in Black Hawk 57718.

Estimated value$289,794
CheaperTypical $370,623Pricier

Pricier than 19% of homes nearby

How 12305 Ruby Rd ranks against every home in each area.
MeasureThis homeBlack Hawk 57718Meade County
Estimated valuepricier than$289,79419% of homes25% of homes

About 12305 Ruby Rd

How much is 12305 Ruby Rd, Black Hawk, SD worth?

The TopHap Estimate for 12305 Ruby Rd, Black Hawk, SD is $289,794 as of Jul 14, 2026. The likely range is $236,099 to $343,489. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 12305 Ruby Rd, Black Hawk, SD?

12305 Ruby Rd, Black Hawk, SD is assigned to Piedmont Valley Elementary - 05 (elementary), rated B+; Sturgis Brown High School - 01 (high), rated B+; Sturgis Williams Middle School - 02 (middle), rated B-. All sit in Meade School District 46-1. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 12305 Ruby Rd, Black Hawk, SD?

The 2025 property tax bill for 12305 Ruby Rd, Black Hawk, SD was $2,710. The county assessed it at $246,307.

Closest homes

More homes in Black Hawk 57718

Assigned schools

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