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Single Family ResidenceResidential
$112,495$102 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1231 W RUBY AVE

INDEPENDENCE, MO 64052
2
Beds
1
Baths
1,102 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,049 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$112K
$96K low$129K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$43,595
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,876
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$68,900
FIRST FRANKLIN FIN'L · recorded Dec 16, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,105 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,809 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,776
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,033
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,945
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$62,150

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.0.07
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 33 ft²Porch · 326 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Santa Fe Trail Elementary SchoolA-
Elementary · Grades KG–5 · 0.7 mi
H
William Chrisman High SchoolD+
High · Grades 9–12 · 1.6 mi
M
George Caleb Bingham Middle SchoolC-
Middle · Grades 7–8 · 3.6 mi

District: Independence 30 School District

Neighborhood · ZIP 64052These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.22,872
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,433 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,096
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,766
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1231 W Ruby Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Independence 64052
  • Costs less per square foot than 93% of homes in Independence 64052
  • Smaller than 72% of homes in Jackson County
  • Among the smallest lots in Independence 64052
  • Older than 89% of homes in Independence 64052

What homes are worth in Independence 64052

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$324K

This home is worth more than 6% of homes in Independence 64052.

How it measures up in Independence 64052

The dot is this home. The mark in the middle is the typical home in Independence 64052.

Estimated value$112,495
CheaperTypical $160,441Pricier

Pricier than 6% of homes nearby

Price per ft²$102
CheaperTypical $146Pricier

Pricier than 7% of homes nearby

Living area1,102 ft²
SmallerTypical 1,140 ft²Bigger

Bigger than 46% of homes nearby

Lot size3,049 ft²
SmallerTypical 0.23 acBigger

Smaller than almost all homes nearby

Year built1920
OlderTypical 1951Newer

Newer than 11% of homes nearby

How 1231 W Ruby Ave ranks against every home in each area.
MeasureThis homeIndependence 64052Jackson County
Estimated valuepricier than$112,4956% of homes12% of homes
Price per ft²pricier than$1027% of homes13% of homes
Living areabigger than1,102 ft²46% of homes28% of homes
Lot sizebigger than3,049 ft²almost no homes7% of homes
Year builtnewer than192011% of homes13% of homes

About 1231 W Ruby Ave

How much is 1231 W Ruby Ave, Independence, MO worth?

The TopHap Estimate for 1231 W Ruby Ave, Independence, MO is $112,495 as of Jul 14, 2026. The likely range is $96,436 to $128,554. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1231 W Ruby Ave, Independence, MO last sell?

1231 W Ruby Ave, Independence, MO last sold on Dec 16, 2005, according to the county's recorded deed.

How big is 1231 W Ruby Ave, Independence, MO?

1231 W Ruby Ave, Independence, MO has 2 bedrooms, 1 bathrooms, 1,102 square feet of living space and a 0.07-acre lot.

When was 1231 W Ruby Ave, Independence, MO built?

1231 W Ruby Ave, Independence, MO was built in 1920, making it 106 years old. It is a conventional home. The building has 1 story.

What schools serve 1231 W Ruby Ave, Independence, MO?

1231 W Ruby Ave, Independence, MO is assigned to Santa Fe Trail Elementary School (elementary), rated A-; William Chrisman High School (high), rated D+; George Caleb Bingham Middle School (middle), rated C-. All sit in Independence 30 School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1231 W Ruby Ave, Independence, MO compare to other homes in Independence 64052?

Among the 8,744 homes in Independence 64052, it is worth more than 6% of them ($112,495 against a typical $160,441), its price per square foot is higher than 7% of them ($102 against a typical $146), it is bigger than 46% of them (1,102 ft² against a typical 1,140 ft²), its lot is bigger than almost none of them (3,049 ft² against a typical 0.23 ac) and it is newer than 11% of them (1920 against a typical 1951). Measured against all of Jackson County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1231 W Ruby Ave, Independence, MO?

The 2024 property tax bill for 1231 W Ruby Ave, Independence, MO was $1,105. The county assessed it at $11,809.

Closest homes

More homes in Independence 64052

Assigned schools

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