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Single Family ResidenceResidential
$164,270$117 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1234 CALDWELL DR

PANAMA CITY, FL 32401
3
Beds
2
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$164K
$146K low$183K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$605 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$75,460 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,262
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$98,540

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBay
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 57 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bay High SchoolC
High · Grades 9–12 · 0.4 mi
M
Jinks Middle SchoolD
Middle · Grades 6–8 · 0.9 mi
E
Northside Elementary SchoolC-
Elementary · Grades PK–5 · 1.8 mi

District: Bay County School District

Neighborhood · ZIP 32401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,740
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,720 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,313
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1234 Caldwell Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Bay County
  • Costs less per square foot than 95% of homes in Bay County
  • Bigger than 68% of homes in Downtown North
  • Has a smaller lot than 70% of homes in Panama City 32401
  • Newer than 77% of homes in Panama City 32401

What homes are worth in Panama City 32401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$959K

This home is worth more than 39% of homes in Panama City 32401.

How it measures up in Panama City 32401

The dot is this home. The mark in the middle is the typical home in Panama City 32401.

Estimated value$164,270
CheaperTypical $187,885Pricier

Pricier than 39% of homes nearby

Price per ft²$117
CheaperTypical $147Pricier

Pricier than 27% of homes nearby

Living area1,400 ft²
SmallerTypical 1,275 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.17 ac
SmallerTypical 0.22 acBigger

Bigger than 30% of homes nearby

Year built1986
OlderTypical 1956Newer

Newer than 77% of homes nearby

How 1234 Caldwell Dr ranks against every home in each area.
MeasureThis homeDowntown NorthPanama City 32401Bay County
Estimated valuepricier than$164,27061% of homes39% of homes8% of homes
Price per ft²pricier than$11753% of homes27% of homes5% of homes
Living areabigger than1,400 ft²68% of homes60% of homes45% of homes
Lot sizebigger than0.17 ac53% of homes30% of homes36% of homes
Year builtnewer than198673% of homes77% of homes41% of homes

About 1234 Caldwell Dr

How much is 1234 Caldwell Dr, Panama City, FL worth?

The TopHap Estimate for 1234 Caldwell Dr, Panama City, FL is $164,270 as of Sep 24, 2026. The likely range is $145,998 to $182,542. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1234 Caldwell Dr, Panama City, FL last sell?

1234 Caldwell Dr, Panama City, FL last sold on Aug 25, 2000, according to the county's recorded deed.

How big is 1234 Caldwell Dr, Panama City, FL?

1234 Caldwell Dr, Panama City, FL has 3 bedrooms, 2 bathrooms, 1,400 square feet of living space and a 0.17-acre lot.

When was 1234 Caldwell Dr, Panama City, FL built?

1234 Caldwell Dr, Panama City, FL was built in 1986, making it 40 years old. The building has 1 story.

What schools serve 1234 Caldwell Dr, Panama City, FL?

1234 Caldwell Dr, Panama City, FL is assigned to Bay High School (high), rated C; Jinks Middle School (middle), rated D; Northside Elementary School (elementary), rated C-. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1234 Caldwell Dr, Panama City, FL compare to other homes in Panama City 32401?

Among the 8,087 homes in Panama City 32401, it is worth more than 39% of them ($164,270 against a typical $187,885), its price per square foot is higher than 27% of them ($117 against a typical $147), it is bigger than 60% of them (1,400 ft² against a typical 1,275 ft²), its lot is bigger than 30% of them (0.17 ac against a typical 0.22 ac) and it is newer than 77% of them (1986 against a typical 1956). Measured against all of Bay County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1234 Caldwell Dr, Panama City, FL?

The 2024 property tax bill for 1234 Caldwell Dr, Panama City, FL was $605. The county assessed it at $75,460.

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