Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$745,747$376 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,920,000 on Apr 27, 2021

12385 HOLLY RD

RIDGELY, MD 21660
2 / 1
Baths
1,984 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
150.67 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$746K
$673K low$819K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,920,000 · Apr 27, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$545,747
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$436,598
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
MIDATLANTIC FARM CREDIT ACA · recorded Mar 23, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$417 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$618,867 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$580,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$694,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.166 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCaroline
Lot (acres)The size of the land the home sits on, from county records.150.67
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 4,000 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Caroline High SchoolC-
High · Grades 9–12 · 2.5 mi
E
Greensboro Elementary SchoolB+
Elementary · Grades PK–5 · 3.3 mi
M
Lockerman Middle SchoolC
Middle · Grades 6–8 · 3.8 mi

District: Caroline County Public Schools

Neighborhood · ZIP 21660These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,884
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,617
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,054
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12385 Holly Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Ridgely 21660
  • Among the highest price per square foot in Ridgely 21660
  • Bigger than 69% of homes in Caroline County
  • Among the largest lots in Ridgely 21660
  • Among the newest homes in Ridgely 21660

What homes are worth in Ridgely 21660

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$731K

This home is worth more than 98% of homes in Ridgely 21660.

How it measures up in Ridgely 21660

The dot is this home. The mark in the middle is the typical home in Ridgely 21660.

Estimated value$745,747
CheaperTypical $333,014Pricier

Pricier than 98% of homes nearby

Price per ft²$376
CheaperTypical $196Pricier

Pricier than almost all homes nearby

Living area1,984 ft²
SmallerTypical 1,652 ft²Bigger

Bigger than 66% of homes nearby

Lot size150.67 ac
SmallerTypical 1 acBigger

Bigger than almost all homes nearby

Year built2023
OlderTypical 1989Newer

Newer than almost all homes nearby

How 12385 Holly Rd ranks against every home in each area.
MeasureThis homeRidgely 21660Caroline County
Estimated valuepricier than$745,74798% of homes98% of homes
Price per ft²pricier than$376almost all homes98% of homes
Living areabigger than1,984 ft²66% of homes69% of homes
Lot sizebigger than150.67 acalmost all homesalmost all homes
Year builtnewer than2023almost all homesalmost all homes

About 12385 Holly Rd

How much is 12385 Holly Rd, Ridgely, MD worth?

The TopHap Estimate for 12385 Holly Rd, Ridgely, MD is $745,747 as of Jul 14, 2026. The likely range is $672,795 to $818,699. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12385 Holly Rd, Ridgely, MD last sell?

12385 Holly Rd, Ridgely, MD last sold on Apr 27, 2021 for $1,920,000, according to the county's recorded deed.

How big is 12385 Holly Rd, Ridgely, MD?

12385 Holly Rd, Ridgely, MD has 2 bathrooms, 1,984 square feet of living space and a 150.67-acre lot.

When was 12385 Holly Rd, Ridgely, MD built?

12385 Holly Rd, Ridgely, MD was built in 2023, making it 3 years old. The building has 1 story.

What schools serve 12385 Holly Rd, Ridgely, MD?

12385 Holly Rd, Ridgely, MD is assigned to North Caroline High School (high), rated C-; Greensboro Elementary School (elementary), rated B+; Lockerman Middle School (middle), rated C. All sit in Caroline County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12385 Holly Rd, Ridgely, MD compare to other homes in Ridgely 21660?

Among the 1,475 homes in Ridgely 21660, it is worth more than 98% of them ($745,747 against a typical $333,014), its price per square foot is higher than almost all of them ($376 against a typical $196), it is bigger than 66% of them (1,984 ft² against a typical 1,652 ft²), its lot is bigger than almost all of them (150.67 ac against a typical 1 ac) and it is newer than almost all of them (2023 against a typical 1989). Measured against all of Caroline County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12385 Holly Rd, Ridgely, MD?

The 2023 property tax bill for 12385 Holly Rd, Ridgely, MD was $417. The county assessed it at $618,867.

Closest homes

More homes in Ridgely 21660

Assigned schools

Explore the area

See this home in context

Open 12385 Holly Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map