Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$289,066$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $12,500 on Mar 1, 1994

124 FLAT ROCK RD

BALDWIN, GA 30511
2
Beds
2 / 1
Baths
1,760 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$289K
$263K low$315K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$12,500 · Mar 1, 1994
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$239,066
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$191,253
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
ATLANTA POSTAL CU · recorded Mar 7, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,615 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$111,156 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,299
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,857
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$104,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$277,890

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBanks
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.4.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 16 ft²Shed · 140 ft²Patio · 16 ft²Porch · 208 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Banks County Primary School
Elementary · Grades KG–2 · 6.5 mi
M
Banks County Middle SchoolB+
Middle · Grades 6–8 · 7.7 mi
H
Banks County High SchoolB
High · Grades 9–12 · 8.0 mi

District: Banks County School District

Neighborhood · ZIP 30511These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,738
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.120 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,437
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

124 Flat Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 74% of homes in Banks County
  • Has a bigger lot than 72% of homes in Baldwin 30511
  • Newer than 72% of homes in Baldwin 30511

What homes are worth in Baldwin 30511

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$825K

This home is worth more than 57% of homes in Baldwin 30511.

How it measures up in Baldwin 30511

The dot is this home. The mark in the middle is the typical home in Baldwin 30511.

Estimated value$289,066
CheaperTypical $260,481Pricier

Pricier than 57% of homes nearby

Price per ft²$164
CheaperTypical $177Pricier

Pricier than 39% of homes nearby

Living area1,760 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 64% of homes nearby

Lot size4.14 ac
SmallerTypical 2 acBigger

Bigger than 72% of homes nearby

Year built1996
OlderTypical 1985Newer

Newer than 72% of homes nearby

How 124 Flat Rock Rd ranks against every home in each area.
MeasureThis homeBaldwin 30511Banks County
Estimated valuepricier than$289,06657% of homes40% of homes
Price per ft²pricier than$16439% of homes26% of homes
Living areabigger than1,760 ft²64% of homes57% of homes
Lot sizebigger than4.14 ac72% of homes64% of homes
Year builtnewer than199672% of homes52% of homes

About 124 Flat Rock Rd

How much is 124 Flat Rock Rd, Baldwin, GA worth?

The TopHap Estimate for 124 Flat Rock Rd, Baldwin, GA is $289,066 as of Jul 14, 2026. The likely range is $263,255 to $314,877. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 124 Flat Rock Rd, Baldwin, GA last sell?

124 Flat Rock Rd, Baldwin, GA last sold on Mar 1, 1994 for $12,500, according to the county's recorded deed.

How big is 124 Flat Rock Rd, Baldwin, GA?

124 Flat Rock Rd, Baldwin, GA has 2 bedrooms, 2 bathrooms, 1,760 square feet of living space and a 4.14-acre lot.

When was 124 Flat Rock Rd, Baldwin, GA built?

124 Flat Rock Rd, Baldwin, GA was built in 1996, making it 30 years old. The building has 2 stories.

What schools serve 124 Flat Rock Rd, Baldwin, GA?

124 Flat Rock Rd, Baldwin, GA is assigned to Banks County Primary School (elementary); Banks County Middle School (middle), rated B+; Banks County High School (high), rated B. All sit in Banks County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 124 Flat Rock Rd, Baldwin, GA compare to other homes in Baldwin 30511?

Among the 1,125 homes in Baldwin 30511, it is worth more than 57% of them ($289,066 against a typical $260,481), its price per square foot is higher than 39% of them ($164 against a typical $177), it is bigger than 64% of them (1,760 ft² against a typical 1,536 ft²), its lot is bigger than 72% of them (4.14 ac against a typical 2 ac) and it is newer than 72% of them (1996 against a typical 1985). Measured against all of Banks County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 124 Flat Rock Rd, Baldwin, GA?

The 2025 property tax bill for 124 Flat Rock Rd, Baldwin, GA was $1,615. The county assessed it at $111,156.

Closest homes

More homes in Baldwin 30511

Assigned schools

Explore the area

See this home in context

Open 124 Flat Rock Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map