Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$343,854$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

124 RIVERCREST CIR

CARTHAGE, TN 37030
3
Beds
2
Baths
1,530 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$344K
$321K low$366K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$193,854
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$155,083
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
WILLIAM C FLOYD · 8% · recorded Jan 22, 2019

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,175 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$62,925
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,175
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$276,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
85
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.46 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySmith
Lot (acres)The size of the land the home sits on, from county records.0.23
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 130 ft²Patio · 160 ft²Porch · 66 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Smith County High SchoolC+
High · Grades 9–12 · 2.1 mi
E
Carthage Elementary SchoolD
Elementary · Grades PK–4 · 2.6 mi
M
Smith County Middle SchoolC-
Middle · Grades 5–8 · 3.3 mi

District: Smith County School District

Neighborhood · ZIP 37030These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,578
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.109 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,930
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,199
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

124 Rivercrest Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Carthage 37030
  • Costs more per square foot than 87% of homes in Carthage 37030
  • Has a smaller lot than 95% of homes in Smith County
  • Newer than 95% of homes in Carthage 37030

What homes are worth in Carthage 37030

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$638K

This home is worth more than 74% of homes in Carthage 37030.

How it measures up in Carthage 37030

The dot is this home. The mark in the middle is the typical home in Carthage 37030.

Estimated value$343,854
CheaperTypical $252,473Pricier

Pricier than 74% of homes nearby

Price per ft²$225
CheaperTypical $164Pricier

Pricier than 87% of homes nearby

Living area1,530 ft²
SmallerTypical 1,528 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.23 ac
SmallerTypical 0.78 acBigger

Bigger than 12% of homes nearby

Year built2019
OlderTypical 1977Newer

Newer than 95% of homes nearby

How 124 Rivercrest Cir ranks against every home in each area.
MeasureThis homeCarthage 37030Smith County
Estimated valuepricier than$343,85474% of homes69% of homes
Price per ft²pricier than$22587% of homes78% of homes
Living areabigger than1,530 ft²50% of homes50% of homes
Lot sizebigger than0.23 ac12% of homes5% of homes
Year builtnewer than201995% of homes92% of homes

About 124 Rivercrest Cir

How much is 124 Rivercrest Cir, Carthage, TN worth?

The TopHap Estimate for 124 Rivercrest Cir, Carthage, TN is $343,854 as of Jul 14, 2026. The likely range is $321,368 to $366,340. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 124 Rivercrest Cir, Carthage, TN last sell?

124 Rivercrest Cir, Carthage, TN last sold on Jun 27, 2024, according to the county's recorded deed.

How big is 124 Rivercrest Cir, Carthage, TN?

124 Rivercrest Cir, Carthage, TN has 3 bedrooms, 2 bathrooms, 1,530 square feet of living space and a 0.23-acre lot.

When was 124 Rivercrest Cir, Carthage, TN built?

124 Rivercrest Cir, Carthage, TN was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 124 Rivercrest Cir, Carthage, TN?

124 Rivercrest Cir, Carthage, TN is assigned to Smith County High School (high), rated C+; Carthage Elementary School (elementary), rated D; Smith County Middle School (middle), rated C-. All sit in Smith County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 124 Rivercrest Cir, Carthage, TN compare to other homes in Carthage 37030?

Among the 2,960 homes in Carthage 37030, it is worth more than 74% of them ($343,854 against a typical $252,473), its price per square foot is higher than 87% of them ($225 against a typical $164), it is bigger than 50% of them (1,530 ft² against a typical 1,528 ft²), its lot is bigger than 12% of them (0.23 ac against a typical 0.78 ac) and it is newer than 95% of them (2019 against a typical 1977). Measured against all of Smith County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Carthage 37030

Assigned schools

Explore the area

See this home in context

Open 124 Rivercrest Cir on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map