Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$491,718$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $278,000 on Sep 4, 2012

1241 RUFFNER RD

SCHENECTADY, NY 12309
4
Beds
3
Baths
2,596 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$492K
$454K low$529K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$278,000 · Sep 4, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,370 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$273,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$223,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$273,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$404,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountySCHENECTADY
Lot (acres)The size of the land the home sits on, from county records.0.56
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 250 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rosendale Elementary SchoolB+
Elementary · Grades KG–5 · 0.8 mi
M
Iroquois Middle SchoolB
Middle · Grades 6–8 · 1.0 mi
H
Niskayuna High SchoolA+
High · Grades 9–12 · 1.1 mi

District: Niskayuna Central School District

Neighborhood · ZIP 12309These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.31,226
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,817 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,409
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,373
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1241 Ruffner Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Schenectady County
  • Bigger than 90% of homes in Schenectady County
  • Has a bigger lot than 85% of homes in Schenectady 12309
  • Newer than 65% of homes in Schenectady County

What homes are worth in Schenectady 12309

Each bar is how many homes fall in that price range. The marker is this home.

This home
$195K$832K

This home is worth more than 78% of homes in Schenectady 12309.

How it measures up in Schenectady 12309

The dot is this home. The mark in the middle is the typical home in Schenectady 12309.

Estimated value$491,718
CheaperTypical $382,494Pricier

Pricier than 78% of homes nearby

Price per ft²$189
CheaperTypical $205Pricier

Pricier than 36% of homes nearby

Living area2,596 ft²
SmallerTypical 1,911 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.56 ac
SmallerTypical 0.33 acBigger

Bigger than 85% of homes nearby

Year built1958
OlderTypical 1959Newer

Newer than 50% of homes nearby

How 1241 Ruffner Rd ranks against every home in each area.
MeasureThis homeSchenectady 12309Schenectady County
Estimated valuepricier than$491,71878% of homes92% of homes
Price per ft²pricier than$18936% of homes52% of homes
Living areabigger than2,596 ft²83% of homes90% of homes
Lot sizebigger than0.56 ac85% of homes82% of homes
Year builtnewer than195850% of homes65% of homes

About 1241 Ruffner Rd

How much is 1241 Ruffner Rd, Schenectady, NY worth?

The TopHap Estimate for 1241 Ruffner Rd, Schenectady, NY is $491,718 as of Jul 14, 2026. The likely range is $454,058 to $529,378. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1241 Ruffner Rd, Schenectady, NY last sell?

1241 Ruffner Rd, Schenectady, NY last sold on Sep 4, 2012 for $278,000, according to the county's recorded deed.

How big is 1241 Ruffner Rd, Schenectady, NY?

1241 Ruffner Rd, Schenectady, NY has 4 bedrooms, 3 bathrooms, 2,596 square feet of living space and a 0.56-acre lot.

When was 1241 Ruffner Rd, Schenectady, NY built?

1241 Ruffner Rd, Schenectady, NY was built in 1958, making it 68 years old. It is a split level home.

What schools serve 1241 Ruffner Rd, Schenectady, NY?

1241 Ruffner Rd, Schenectady, NY is assigned to Rosendale Elementary School (elementary), rated B+; Iroquois Middle School (middle), rated B; Niskayuna High School (high), rated A+. All sit in Niskayuna Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1241 Ruffner Rd, Schenectady, NY compare to other homes in Schenectady 12309?

Among the 10,846 homes in Schenectady 12309, it is worth more than 78% of them ($491,718 against a typical $382,494), its price per square foot is higher than 36% of them ($189 against a typical $205), it is bigger than 83% of them (2,596 ft² against a typical 1,911 ft²), its lot is bigger than 85% of them (0.56 ac against a typical 0.33 ac) and it is newer than 50% of them (1958 against a typical 1959). Measured against all of Schenectady County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1241 Ruffner Rd, Schenectady, NY?

The 2025 property tax bill for 1241 Ruffner Rd, Schenectady, NY was $12,370. The county assessed it at $273,000.

More homes on Ruffner Rd

Closest homes

More homes in Schenectady 12309

Assigned schools

Explore the area

See this home in context

Open 1241 Ruffner Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map