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Single Family ResidenceResidential
$231,683$263 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12438 LOWER RIVER RD

UNION, KY 41091
3
Beds
1
Baths
880 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$232K
$202K low$262K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,488 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$175,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$72,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$156,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$175,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBoone
Lot (acres)The size of the land the home sits on, from county records.6.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charles H Kelly Elementary SchoolA+
Elementary · Grades KG–5 · 4.6 mi
M
Ballyshannon Middle SchoolB-
Middle · Grades 6–8 · 8.5 mi
H
Larry A. Ryle High SchoolA
High · Grades 9–12 · 9.5 mi

District: Boone County School District

Neighborhood · ZIP 41091These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.207
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.26,024
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.497 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,353
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,272
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12438 Lower River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Union 41091
  • Costs more per square foot than 91% of homes in Boone County
  • Among the smallest homes in Union 41091
  • Has a bigger lot than 98% of homes in Union 41091
  • Older than 90% of homes in Union 41091

What homes are worth in Union 41091

Each bar is how many homes fall in that price range. The marker is this home.

This home
$213K$980K

This home is worth more than 3% of homes in Union 41091.

How it measures up in Union 41091

The dot is this home. The mark in the middle is the typical home in Union 41091.

Estimated value$231,683
CheaperTypical $435,535Pricier

Pricier than 3% of homes nearby

Price per ft²$263
CheaperTypical $197Pricier

Pricier than 88% of homes nearby

Living area880 ft²
SmallerTypical 2,240 ft²Bigger

Smaller than almost all homes nearby

Lot size6 ac
SmallerTypical 0.34 acBigger

Bigger than 98% of homes nearby

Year built1980
OlderTypical 2004Newer

Newer than 10% of homes nearby

How 12438 Lower River Rd ranks against every home in each area.
MeasureThis homeUnion 41091Boone County
Estimated valuepricier than$231,6833% of homes20% of homes
Price per ft²pricier than$26388% of homes91% of homes
Living areabigger than880 ft²almost no homes3% of homes
Lot sizebigger than6 ac98% of homes98% of homes
Year builtnewer than198010% of homes21% of homes

About 12438 Lower River Rd

How much is 12438 Lower River Rd, Union, KY worth?

The TopHap Estimate for 12438 Lower River Rd, Union, KY is $231,683 as of Jul 14, 2026. The likely range is $201,830 to $261,536. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12438 Lower River Rd, Union, KY last sell?

12438 Lower River Rd, Union, KY last sold on Sep 1, 2000, according to the county's recorded deed.

How big is 12438 Lower River Rd, Union, KY?

12438 Lower River Rd, Union, KY has 3 bedrooms, 1 bathrooms, 880 square feet of living space and a 6.00-acre lot.

When was 12438 Lower River Rd, Union, KY built?

12438 Lower River Rd, Union, KY was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 12438 Lower River Rd, Union, KY?

12438 Lower River Rd, Union, KY is assigned to Charles H Kelly Elementary School (elementary), rated A+; Ballyshannon Middle School (middle), rated B-; Larry A. Ryle High School (high), rated A. All sit in Boone County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12438 Lower River Rd, Union, KY compare to other homes in Union 41091?

Among the 9,801 homes in Union 41091, it is worth more than 3% of them ($231,683 against a typical $435,535), its price per square foot is higher than 88% of them ($263 against a typical $197), it is bigger than almost none of them (880 ft² against a typical 2,240 ft²), its lot is bigger than 98% of them (6 ac against a typical 0.34 ac) and it is newer than 10% of them (1980 against a typical 2004). Measured against all of Boone County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12438 Lower River Rd, Union, KY?

The 2025 property tax bill for 12438 Lower River Rd, Union, KY was $1,488. The county assessed it at $175,000.

More homes on Lower River Rd

Closest homes

More homes in Union 41091

Assigned schools

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