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Single Family ResidenceResidential
$217,478$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $134,900 on Jan 2, 2019

1245 RIVER FOREST DR

SAGINAW, MI 48638
4
Beds
2.5
Baths
1,972 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.
Pre-foreclosure (NTS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for Mar 7, 2025.

Valuation

$217K
$201K low$234K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$134,900 · Jan 2, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$81,408
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$65,126
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$132,456
THE HUNTINGTON NATIONAL BANK · recorded Jan 2, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$3,614
THE HUNTINGTON NATIONAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,515 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$96,400 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$101,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$192,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
84
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.71 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.0.55
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 144 ft²Porch · 60 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Westdale Elementary School
Elementary · Grades PK–5 · 1.0 mi
M
White Pine Middle SchoolB-
Middle · Grades 6–8 · 1.2 mi
H
Heritage High SchoolB-
High · Grades 9–12 · 3.6 mi

District: Saginaw Township Community Schools

Neighborhood · ZIP 48638These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.13,290
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,959 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,507
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,826
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1245 River Forest Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Saginaw County
  • Costs less per square foot than 67% of homes in Saginaw 48638
  • Bigger than 82% of homes in Saginaw County
  • Has a bigger lot than 92% of homes in Saginaw 48638
  • Newer than 84% of homes in Saginaw 48638

What homes are worth in Saginaw 48638

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$367K

This home is worth more than 62% of homes in Saginaw 48638.

How it measures up in Saginaw 48638

The dot is this home. The mark in the middle is the typical home in Saginaw 48638.

Estimated value$217,478
CheaperTypical $196,878Pricier

Pricier than 62% of homes nearby

Price per ft²$110
CheaperTypical $120Pricier

Pricier than 33% of homes nearby

Living area1,972 ft²
SmallerTypical 1,565 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.55 ac
SmallerTypical 0.29 acBigger

Bigger than 92% of homes nearby

Year built1977
OlderTypical 1964Newer

Newer than 84% of homes nearby

How 1245 River Forest Dr ranks against every home in each area.
MeasureThis homeSaginaw 48638Saginaw County
Estimated valuepricier than$217,47862% of homes68% of homes
Price per ft²pricier than$11033% of homes46% of homes
Living areabigger than1,972 ft²76% of homes82% of homes
Lot sizebigger than0.55 ac92% of homes67% of homes
Year builtnewer than197784% of homes76% of homes

About 1245 River Forest Dr

How much is 1245 River Forest Dr, Saginaw, MI worth?

The TopHap Estimate for 1245 River Forest Dr, Saginaw, MI is $217,478 as of Jul 14, 2026. The likely range is $201,085 to $233,871. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1245 River Forest Dr, Saginaw, MI last sell?

1245 River Forest Dr, Saginaw, MI last sold on Jan 2, 2019 for $134,900, according to the county's recorded deed.

How big is 1245 River Forest Dr, Saginaw, MI?

1245 River Forest Dr, Saginaw, MI has 4 bedrooms, 2.5 bathrooms, 1,972 square feet of living space and a 0.55-acre lot.

When was 1245 River Forest Dr, Saginaw, MI built?

1245 River Forest Dr, Saginaw, MI was built in 1977, making it 49 years old. The building has 2 stories.

What schools serve 1245 River Forest Dr, Saginaw, MI?

1245 River Forest Dr, Saginaw, MI is assigned to Westdale Elementary School (elementary); White Pine Middle School (middle), rated B-; Heritage High School (high), rated B-. All sit in Saginaw Township Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1245 River Forest Dr, Saginaw, MI compare to other homes in Saginaw 48638?

Among the 4,577 homes in Saginaw 48638, it is worth more than 62% of them ($217,478 against a typical $196,878), its price per square foot is higher than 33% of them ($110 against a typical $120), it is bigger than 76% of them (1,972 ft² against a typical 1,565 ft²), its lot is bigger than 92% of them (0.55 ac against a typical 0.29 ac) and it is newer than 84% of them (1977 against a typical 1964). Measured against all of Saginaw County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1245 River Forest Dr, Saginaw, MI?

The 2025 property tax bill for 1245 River Forest Dr, Saginaw, MI was $1,515. The county assessed it at $96,400.

More homes on River Forest Dr

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Assigned schools

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