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Single Family ResidenceResidential
$172,543$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

125 RUSTY DR

CHILHOWIE, VA 24319
3
Beds
2
Baths
1,655 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$173K
$142K low$203K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$103,343
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$82,674
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$44,200
PEOPLE INCORPORATED FINANCIAL SERVICES · 8% · recorded Oct 20, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
BRANCH BANKING & TRUST COMPANY

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$732 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$124,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$112,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$124,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySmyth
Lot (acres)The size of the land the home sits on, from county records.0.40
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 99 ft²Porch · 132 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chilhowie Elementary SchoolA
Elementary · Grades PK–5 · 1.9 mi
M
Chilhowie Middle SchoolA-
Middle · Grades 6–8 · 2.0 mi
H
Chilhowie High SchoolA+
High · Grades 9–12 · 2.0 mi

District: Smyth County Public Schools

Neighborhood · ZIP 24319These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.102

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.6,503
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.85 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,769
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,911
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

125 Rusty Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 79% of homes in Chilhowie 24319
  • Bigger than 73% of homes in Smyth County
  • Has a smaller lot than 86% of homes in Chilhowie 24319
  • Older than 69% of homes in Chilhowie 24319

What homes are worth in Chilhowie 24319

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$499K

This home is worth more than 47% of homes in Chilhowie 24319.

How it measures up in Chilhowie 24319

The dot is this home. The mark in the middle is the typical home in Chilhowie 24319.

Estimated value$172,543
CheaperTypical $177,896Pricier

Pricier than 47% of homes nearby

Price per ft²$104
CheaperTypical $137Pricier

Pricier than 21% of homes nearby

Living area1,655 ft²
SmallerTypical 1,399 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.4 ac
SmallerTypical 1.04 acBigger

Bigger than 14% of homes nearby

Year built1960
OlderTypical 1975Newer

Newer than 31% of homes nearby

How 125 Rusty Dr ranks against every home in each area.
MeasureThis homeChilhowie 24319Smyth County
Estimated valuepricier than$172,54347% of homes63% of homes
Price per ft²pricier than$10421% of homes39% of homes
Living areabigger than1,655 ft²67% of homes73% of homes
Lot sizebigger than0.4 ac14% of homes20% of homes
Year builtnewer than196031% of homes41% of homes

About 125 Rusty Dr

How much is 125 Rusty Dr, Chilhowie, VA worth?

The TopHap Estimate for 125 Rusty Dr, Chilhowie, VA is $172,543 as of Jul 14, 2026. The likely range is $142,290 to $202,796. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 125 Rusty Dr, Chilhowie, VA?

125 Rusty Dr, Chilhowie, VA has 3 bedrooms, 2 bathrooms, 1,655 square feet of living space and a 0.40-acre lot.

When was 125 Rusty Dr, Chilhowie, VA built?

125 Rusty Dr, Chilhowie, VA was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 125 Rusty Dr, Chilhowie, VA?

125 Rusty Dr, Chilhowie, VA is assigned to Chilhowie Elementary School (elementary), rated A; Chilhowie Middle School (middle), rated A-; Chilhowie High School (high), rated A+. All sit in Smyth County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 125 Rusty Dr, Chilhowie, VA compare to other homes in Chilhowie 24319?

Among the 2,662 homes in Chilhowie 24319, it is worth more than 47% of them ($172,543 against a typical $177,896), its price per square foot is higher than 21% of them ($104 against a typical $137), it is bigger than 67% of them (1,655 ft² against a typical 1,399 ft²), its lot is bigger than 14% of them (0.4 ac against a typical 1.04 ac) and it is newer than 31% of them (1960 against a typical 1975). Measured against all of Smyth County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 125 Rusty Dr, Chilhowie, VA?

The 2025 property tax bill for 125 Rusty Dr, Chilhowie, VA was $732. The county assessed it at $124,100.

Closest homes

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Assigned schools

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