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Single Family ResidenceResidential
$534,816$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12530 190TH ST

PARK RAPIDS, MN 56470
4
Beds
2.5
Baths
3,143 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
40 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$535K
$456K low$613K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$73,216
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,573
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$361,600
NORTHWOODS BANK OF MINNESOTA · recorded May 21, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
NORTHWOODS BANK OF MINNESOTA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,651 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,185,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$173,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,011,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$952,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,185,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHUBBARD
Lot (acres)The size of the land the home sits on, from county records.40.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Park Rapids Century Elementary SchoolB+
Elementary · Grades PK–4 · 1.9 mi
M
Park Rapids Century Middle SchoolD
Middle · Grades 5–8 · 1.9 mi
H
Park Rapids High SchoolC+
High · Grades 9–12 · 2.2 mi

District: Park Rapids Public School District

Neighborhood · ZIP 56470These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,238
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,376
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,690
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12530 190th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Park Rapids 56470
  • Costs less per square foot than 65% of homes in Hubbard County
  • Among the largest homes in Hubbard County
  • Has a bigger lot than 96% of homes in Park Rapids 56470
  • Newer than 84% of homes in Park Rapids 56470

What homes are worth in Park Rapids 56470

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$844K

This home is worth more than 92% of homes in Park Rapids 56470.

How it measures up in Park Rapids 56470

The dot is this home. The mark in the middle is the typical home in Park Rapids 56470.

Estimated value$534,816
CheaperTypical $237,347Pricier

Pricier than 92% of homes nearby

Price per ft²$170
CheaperTypical $198Pricier

Pricier than 40% of homes nearby

Living area3,143 ft²
SmallerTypical 1,256 ft²Bigger

Bigger than 98% of homes nearby

Lot size40 ac
SmallerTypical 1.38 acBigger

Bigger than 96% of homes nearby

Year built2005
OlderTypical 1980Newer

Newer than 84% of homes nearby

How 12530 190th St ranks against every home in each area.
MeasureThis homePark Rapids 56470Hubbard County
Estimated valuepricier than$534,81692% of homes92% of homes
Price per ft²pricier than$17040% of homes35% of homes
Living areabigger than3,143 ft²98% of homesalmost all homes
Lot sizebigger than40 ac96% of homes95% of homes
Year builtnewer than200584% of homes83% of homes

About 12530 190th St

How much is 12530 190th St, Park Rapids, MN worth?

The TopHap Estimate for 12530 190th St, Park Rapids, MN is $534,816 as of Jul 14, 2026. The likely range is $456,253 to $613,379. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12530 190th St, Park Rapids, MN last sell?

12530 190th St, Park Rapids, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12530 190th St, Park Rapids, MN?

12530 190th St, Park Rapids, MN has 4 bedrooms, 2.5 bathrooms, 3,143 square feet of living space and a 40.00-acre lot.

When was 12530 190th St, Park Rapids, MN built?

12530 190th St, Park Rapids, MN was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 12530 190th St, Park Rapids, MN?

12530 190th St, Park Rapids, MN is assigned to Park Rapids Century Elementary School (elementary), rated B+; Park Rapids Century Middle School (middle), rated D; Park Rapids High School (high), rated C+. All sit in Park Rapids Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12530 190th St, Park Rapids, MN compare to other homes in Park Rapids 56470?

Among the 8,719 homes in Park Rapids 56470, it is worth more than 92% of them ($534,816 against a typical $237,347), its price per square foot is higher than 40% of them ($170 against a typical $198), it is bigger than 98% of them (3,143 ft² against a typical 1,256 ft²), its lot is bigger than 96% of them (40 ac against a typical 1.38 ac) and it is newer than 84% of them (2005 against a typical 1980). Measured against all of Hubbard County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12530 190th St, Park Rapids, MN?

The 2025 property tax bill for 12530 190th St, Park Rapids, MN was $7,651. The county assessed it at $1,185,100.

Closest homes

More homes in Park Rapids 56470

Assigned schools

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