Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$752,951$325 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $187,500 on Oct 4, 1995

12595 CLEARWATER DR

RENO, NV 89511
4
Beds
3 / 1
Baths
2,316 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$753K
$721K low$785K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$187,500 · Oct 4, 1995
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$514,616
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$411,693
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
PHH US MORTGAGE · recorded Oct 4, 1995
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$88,335
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,760 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$115,219 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$53,333
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,886
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$113,353
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$329,198

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
94
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
60
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.69 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyWashoe
Lot (acres)The size of the land the home sits on, from county records.0.37
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 288 ft²Patio · 288 ft²Porch · 304 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elizabeth Lenz Elementary SchoolA
Elementary · Grades KG–5 · 0.7 mi
M
Marce Herz Middle SchoolA-
Middle · Grades 6–8 · 1.6 mi
H
Galena High SchoolB
High · Grades 9–12 · 2.2 mi

District: Washoe County School District

Neighborhood · ZIP 89511These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.292

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.30,600
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.217 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$125,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$164,317
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12595 Clearwater Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Reno 89511
  • Costs less per square foot than 85% of homes in Reno 89511
  • Bigger than 76% of homes in Washoe County
  • Has a bigger lot than 81% of homes in Washoe County
  • Older than 72% of homes in Reno 89511

What homes are worth in Reno 89511

Each bar is how many homes fall in that price range. The marker is this home.

This home
$247K$4.1M

This home is worth more than 25% of homes in Reno 89511.

How it measures up in Reno 89511

The dot is this home. The mark in the middle is the typical home in Reno 89511.

Estimated value$752,951
CheaperTypical $1,182,379Pricier

Pricier than 25% of homes nearby

Price per ft²$325
CheaperTypical $449Pricier

Pricier than 15% of homes nearby

Living area2,316 ft²
SmallerTypical 2,621 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.37 ac
SmallerTypical 0.49 acBigger

Bigger than 40% of homes nearby

Year built1987
OlderTypical 1997Newer

Newer than 28% of homes nearby

How 12595 Clearwater Dr ranks against every home in each area.
MeasureThis homeReno 89511Washoe County
Estimated valuepricier than$752,95125% of homes72% of homes
Price per ft²pricier than$32515% of homes45% of homes
Living areabigger than2,316 ft²38% of homes76% of homes
Lot sizebigger than0.37 ac40% of homes81% of homes
Year builtnewer than198728% of homes41% of homes

About 12595 Clearwater Dr

How much is 12595 Clearwater Dr, Reno, NV worth?

The TopHap Estimate for 12595 Clearwater Dr, Reno, NV is $752,951 as of Jul 14, 2026. The likely range is $721,242 to $784,660. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12595 Clearwater Dr, Reno, NV last sell?

12595 Clearwater Dr, Reno, NV last sold on Oct 4, 1995 for $187,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 12595 Clearwater Dr, Reno, NV?

12595 Clearwater Dr, Reno, NV has 4 bedrooms, 3 bathrooms, 2,316 square feet of living space and a 0.37-acre lot.

When was 12595 Clearwater Dr, Reno, NV built?

12595 Clearwater Dr, Reno, NV was built in 1987, making it 39 years old. It is a split level home. The building has 2 stories.

What schools serve 12595 Clearwater Dr, Reno, NV?

12595 Clearwater Dr, Reno, NV is assigned to Elizabeth Lenz Elementary School (elementary), rated A; Marce Herz Middle School (middle), rated A-; Galena High School (high), rated B. All sit in Washoe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12595 Clearwater Dr, Reno, NV compare to other homes in Reno 89511?

Among the 10,484 homes in Reno 89511, it is worth more than 25% of them ($752,951 against a typical $1,182,379), its price per square foot is higher than 15% of them ($325 against a typical $449), it is bigger than 38% of them (2,316 ft² against a typical 2,621 ft²), its lot is bigger than 40% of them (0.37 ac against a typical 0.49 ac) and it is newer than 28% of them (1987 against a typical 1997). Measured against all of Washoe County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12595 Clearwater Dr, Reno, NV?

The 2025 property tax bill for 12595 Clearwater Dr, Reno, NV was $2,760. The county assessed it at $115,219.

Closest homes

More homes in Reno 89511

Assigned schools

Explore the area

See this home in context

Open 12595 Clearwater Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map