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Single Family ResidenceResidential
$127,713$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $15,000 on Sep 17, 1996

12632 GAMBLE RD

MONTICELLO, FL 32344
1
Beds
1
Baths
936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$128K
$101K low$154K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$15,000 · Sep 17, 1996

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$833 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$67,526 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,545
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$88,291

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.1.59
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 192 ft²

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jefferson Schools K-12D
Elementary · Grades PK–12 · 11.7 mi
M
Babies/Tap
Middle · Grades 6–12 · 11.7 mi

District: Jefferson County School District

Neighborhood · ZIP 32344These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.14,164
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,552
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12632 Gamble Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Monticello 32344
  • Costs less per square foot than 70% of homes in Monticello 32344
  • Smaller than 87% of homes in Monticello 32344
  • Older than 81% of homes in Monticello 32344

What homes are worth in Monticello 32344

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$841K

This home is worth more than 14% of homes in Monticello 32344.

How it measures up in Monticello 32344

The dot is this home. The mark in the middle is the typical home in Monticello 32344.

Estimated value$127,713
CheaperTypical $300,116Pricier

Pricier than 14% of homes nearby

Price per ft²$136
CheaperTypical $176Pricier

Pricier than 30% of homes nearby

Living area936 ft²
SmallerTypical 1,572 ft²Bigger

Bigger than 13% of homes nearby

Lot size1.59 ac
SmallerTypical 2.44 acBigger

Bigger than 42% of homes nearby

Year built1960
OlderTypical 1992Newer

Newer than 19% of homes nearby

How 12632 Gamble Rd ranks against every home in each area.
MeasureThis homeMonticello 32344
Estimated valuepricier than$127,71314% of homes
Price per ft²pricier than$13630% of homes
Living areabigger than936 ft²13% of homes
Lot sizebigger than1.59 ac42% of homes
Year builtnewer than196019% of homes

About 12632 Gamble Rd

How much is 12632 Gamble Rd, Monticello, FL worth?

The TopHap Estimate for 12632 Gamble Rd, Monticello, FL is $127,713 as of Oct 21, 2026. The likely range is $101,441 to $153,985. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12632 Gamble Rd, Monticello, FL last sell?

12632 Gamble Rd, Monticello, FL last sold on Sep 17, 1996 for $15,000, according to the county's recorded deed.

How big is 12632 Gamble Rd, Monticello, FL?

12632 Gamble Rd, Monticello, FL has 1 bedrooms, 1 bathrooms, 936 square feet of living space and a 1.59-acre lot.

When was 12632 Gamble Rd, Monticello, FL built?

12632 Gamble Rd, Monticello, FL was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 12632 Gamble Rd, Monticello, FL?

12632 Gamble Rd, Monticello, FL is assigned to Jefferson Schools K-12 (elementary), rated D; Babies/Tap (middle). All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12632 Gamble Rd, Monticello, FL compare to other homes in Monticello 32344?

Among the 4,839 homes in Monticello 32344, it is worth more than 14% of them ($127,713 against a typical $300,116), its price per square foot is higher than 30% of them ($136 against a typical $176), it is bigger than 13% of them (936 ft² against a typical 1,572 ft²), its lot is bigger than 42% of them (1.59 ac against a typical 2.44 ac) and it is newer than 19% of them (1960 against a typical 1992). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12632 Gamble Rd, Monticello, FL?

The 2025 property tax bill for 12632 Gamble Rd, Monticello, FL was $833. The county assessed it at $67,526.

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