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Single Family ResidenceResidential
$435,784$367 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $165,000 on Apr 14, 2003

12665 440TH ST SE

FERTILE, MN 56540
3
Beds
1
Baths
1,189 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
157.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$436K
$303K low$569K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,000 · Apr 14, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,966 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$891,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$741,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$149,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$832,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$891,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
26
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
39
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.157.75
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 800 ft²Porch · 123 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fertile-Beltrami Secondary SchoolA-
Middle · Grades 7–12 · 3.8 mi
E
Fertile-Beltrami Elementary SchoolA
Elementary · Grades PK–6 · 3.8 mi

District: Fertile-Beltrami School District

Neighborhood · ZIP 56540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,855
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,102
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,075
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12665 440th St Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Fertile 56540
  • Costs more per square foot than 95% of homes in Fertile 56540
  • Smaller than 70% of homes in Fertile 56540
  • Has a bigger lot than 97% of homes in Polk County

What homes are worth in Fertile 56540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$650K

This home is worth more than 86% of homes in Fertile 56540.

How it measures up in Fertile 56540

The dot is this home. The mark in the middle is the typical home in Fertile 56540.

Estimated value$435,784
CheaperTypical $258,000Pricier

Pricier than 86% of homes nearby

Price per ft²$367
CheaperTypical $167Pricier

Pricier than 95% of homes nearby

Living area1,189 ft²
SmallerTypical 1,438 ft²Bigger

Bigger than 30% of homes nearby

Lot size157.75 ac
SmallerTypical 3.34 acBigger

Bigger than 94% of homes nearby

Year built1973
OlderTypical 1958Newer

Newer than 60% of homes nearby

How 12665 440th St Se ranks against every home in each area.
MeasureThis homeFertile 56540Polk County
Estimated valuepricier than$435,78486% of homes86% of homes
Price per ft²pricier than$36795% of homes94% of homes
Living areabigger than1,189 ft²30% of homes35% of homes
Lot sizebigger than157.75 ac94% of homes97% of homes
Year builtnewer than197360% of homes57% of homes

About 12665 440th St Se

How much is 12665 440th St Se, Fertile, MN worth?

The TopHap Estimate for 12665 440th St Se, Fertile, MN is $435,784 as of Sep 24, 2026. The likely range is $302,712 to $568,856. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12665 440th St Se, Fertile, MN last sell?

12665 440th St Se, Fertile, MN last sold on Apr 14, 2003 for $165,000, according to the county's recorded deed.

How big is 12665 440th St Se, Fertile, MN?

12665 440th St Se, Fertile, MN has 3 bedrooms, 1 bathrooms, 1,189 square feet of living space and a 157.75-acre lot.

When was 12665 440th St Se, Fertile, MN built?

12665 440th St Se, Fertile, MN was built in 1973, making it 53 years old. It is a a-frame home. The building has 1 story.

What schools serve 12665 440th St Se, Fertile, MN?

12665 440th St Se, Fertile, MN is assigned to Fertile-Beltrami Secondary School (middle), rated A-; Fertile-Beltrami Elementary School (elementary), rated A. All sit in Fertile-Beltrami School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12665 440th St Se, Fertile, MN compare to other homes in Fertile 56540?

Among the 868 homes in Fertile 56540, it is worth more than 86% of them ($435,784 against a typical $258,000), its price per square foot is higher than 95% of them ($367 against a typical $167), it is bigger than 30% of them (1,189 ft² against a typical 1,438 ft²), its lot is bigger than 94% of them (157.75 ac against a typical 3.34 ac) and it is newer than 60% of them (1973 against a typical 1958). Measured against all of Polk County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12665 440th St Se, Fertile, MN?

The 2026 property tax bill for 12665 440th St Se, Fertile, MN was $3,966. The county assessed it at $891,200.

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