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Single Family ResidenceResidential
$395,983$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

12692 FM 981

BLUE RIDGE, TX 75424
0
Baths
1,774 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$396K
$299K low$493K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,354 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$516,668 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$305,110
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$211,558
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$494,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$516,668

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.71 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCollin
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.4.69
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Blue Ridge Middle SchoolB-
Middle · Grades 6–8 · 1.8 mi
E
Blue Ridge Elementary SchoolC+
Elementary · Grades PK–5 · 1.8 mi
H
Blue Ridge High SchoolC+
High · Grades 9–12 · 1.9 mi

District: Blue Ridge Independent School District

Neighborhood · ZIP 75424These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,482
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.70 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,147
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,652
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12692 Fm 981 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Collin County
  • Smaller than 79% of homes in Collin County
  • Has a bigger lot than 97% of homes in Collin County
  • Older than 96% of homes in Collin County

What homes are worth in Blue Ridge 75424

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$1.9M

This home is worth more than 41% of homes in Blue Ridge 75424.

How it measures up in Blue Ridge 75424

The dot is this home. The mark in the middle is the typical home in Blue Ridge 75424.

Estimated value$395,983
CheaperTypical $474,533Pricier

Pricier than 41% of homes nearby

Price per ft²$223
CheaperTypical $230Pricier

Pricier than 47% of homes nearby

Living area1,774 ft²
SmallerTypical 1,800 ft²Bigger

Bigger than 48% of homes nearby

Lot size4.69 ac
SmallerTypical 2 acBigger

Bigger than 67% of homes nearby

Year built1970
OlderTypical 2002Newer

Newer than 14% of homes nearby

How 12692 Fm 981 ranks against every home in each area.
MeasureThis homeBlue Ridge 75424Collin County
Estimated valuepricier than$395,98341% of homes27% of homes
Price per ft²pricier than$22347% of homes64% of homes
Living areabigger than1,774 ft²48% of homes21% of homes
Lot sizebigger than4.69 ac67% of homes97% of homes
Year builtnewer than197014% of homes4% of homes

About 12692 Fm 981

How much is 12692 Fm 981, Blue Ridge, TX worth?

The TopHap Estimate for 12692 Fm 981, Blue Ridge, TX is $395,983 as of Aug 30, 2026. The likely range is $298,779 to $493,187. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12692 Fm 981, Blue Ridge, TX last sell?

12692 Fm 981, Blue Ridge, TX last sold on Jul 28, 2020, according to the county's recorded deed.

How big is 12692 Fm 981, Blue Ridge, TX?

12692 Fm 981, Blue Ridge, TX has 1,774 square feet of living space and a 4.69-acre lot.

When was 12692 Fm 981, Blue Ridge, TX built?

12692 Fm 981, Blue Ridge, TX was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 12692 Fm 981, Blue Ridge, TX?

12692 Fm 981, Blue Ridge, TX is assigned to Blue Ridge Middle School (middle), rated B-; Blue Ridge Elementary School (elementary), rated C+; Blue Ridge High School (high), rated C+. All sit in Blue Ridge Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12692 Fm 981, Blue Ridge, TX compare to other homes in Blue Ridge 75424?

Among the 2,151 homes in Blue Ridge 75424, it is worth more than 41% of them ($395,983 against a typical $474,533), its price per square foot is higher than 47% of them ($223 against a typical $230), it is bigger than 48% of them (1,774 ft² against a typical 1,800 ft²), its lot is bigger than 67% of them (4.69 ac against a typical 2 ac) and it is newer than 14% of them (1970 against a typical 2002). Measured against all of Collin County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12692 Fm 981, Blue Ridge, TX?

The 2024 property tax bill for 12692 Fm 981, Blue Ridge, TX was $7,354. The county assessed it at $516,668.

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