Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$285,803
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

12712 FM 981

BLUE RIDGE, TX 75424
0
Baths
6.41 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$286K
$230K low$342K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$96,134 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$96,134
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$968
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$96,134

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.166 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOLLIN
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Blue Ridge Middle SchoolB-
Middle · Grades 6–8 · 1.7 mi
E
Blue Ridge Elementary SchoolB-
Elementary · Grades PK–5 · 1.8 mi
H
Blue Ridge High SchoolC
High · Grades 9–12 · 1.8 mi

District: Blue Ridge Independent School District

Neighborhood · ZIP 75424These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,482
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.70 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,147
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,652
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12712 Fm 981 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Collin County
  • Among the largest lots in Collin County

What homes are worth in Blue Ridge 75424

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$1.4M

This home is worth more than 37% of homes in Blue Ridge 75424.

How it measures up in Blue Ridge 75424

The dot is this home. The mark in the middle is the typical home in Blue Ridge 75424.

Estimated value$285,803
CheaperTypical $362,228Pricier

Pricier than 37% of homes nearby

Lot size6.41 ac
SmallerTypical 1 acBigger

Bigger than 84% of homes nearby

How 12712 Fm 981 ranks against every home in each area.
MeasureThis homeBlue Ridge 75424Collin County
Estimated valuepricier than$285,80337% of homes7% of homes
Lot sizebigger than6.41 ac84% of homesalmost all homes

About 12712 Fm 981

How much is 12712 Fm 981, Blue Ridge, TX worth?

The TopHap Estimate for 12712 Fm 981, Blue Ridge, TX is $285,803 as of Oct 21, 2026. The likely range is $229,805 to $341,801. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12712 Fm 981, Blue Ridge, TX last sell?

12712 Fm 981, Blue Ridge, TX last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 12712 Fm 981, Blue Ridge, TX?

12712 Fm 981, Blue Ridge, TX is assigned to Blue Ridge Middle School (middle), rated B-; Blue Ridge Elementary School (elementary), rated B-; Blue Ridge High School (high), rated C. All sit in Blue Ridge Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12712 Fm 981, Blue Ridge, TX compare to other homes in Blue Ridge 75424?

Among the 2,649 homes in Blue Ridge 75424, it is worth more than 37% of them ($285,803 against a typical $362,228) and its lot is bigger than 84% of them (6.41 ac against a typical 1 ac). Measured against all of Collin County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12712 Fm 981, Blue Ridge, TX?

The 2025 property tax bill for 12712 Fm 981, Blue Ridge, TX was $14. The county assessed it at $96,134.

More homes on Fm 981

Closest homes

More homes in Blue Ridge 75424

Assigned schools

Explore the area

See this home in context

Open 12712 Fm 981 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map