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Single Family ResidentialResidential
$2,031,789
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $460,000 on Oct 21, 2022

127 RIVER BIRCH LN

MATTHEWS, NC 28104
0
Baths
0.62 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.

Valuation

$2M
$1.8M low$2.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$460,000 · Oct 21, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$254,289
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$203,431
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,777,500
US BANK NA · recorded Apr 11, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,435 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,030,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$434,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,596,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,030,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,030,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
51
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.0.62

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Weddington Middle SchoolA+
Middle · Grades 6–8 · 1.6 mi
E
Weddington Elementary SchoolA+
Elementary · Grades KG–5 · 1.9 mi
H
Weddington High SchoolA
High · Grades 9–12 · 1.9 mi

District: Union County Public Schools

Neighborhood · ZIP 28104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.37,710
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,106
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$155,375
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

127 River Birch Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Union County
  • Has a bigger lot than 65% of homes in Matthews 28104
  • Among the newest homes in Matthews 28104

What homes are worth in Matthews 28104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$238K$2M

This home is worth more than 98% of homes in Matthews 28104.

How it measures up in Matthews 28104

The dot is this home. The mark in the middle is the typical home in Matthews 28104.

Estimated value$2,031,789
CheaperTypical $623,939Pricier

Pricier than 98% of homes nearby

Lot size0.62 ac
SmallerTypical 0.43 acBigger

Bigger than 65% of homes nearby

Year built2024
OlderTypical 2002Newer

Newer than almost all homes nearby

How 127 River Birch Ln ranks against every home in each area.
MeasureThis homeMatthews 28104Union County
Estimated valuepricier than$2,031,78998% of homesalmost all homes
Lot sizebigger than0.62 ac65% of homes59% of homes
Year builtnewer than2024almost all homesalmost all homes

About 127 River Birch Ln

How much is 127 River Birch Ln, Matthews, NC worth?

The TopHap Estimate for 127 River Birch Ln, Matthews, NC is $2,031,789 as of Jul 14, 2026. The likely range is $1,772,432 to $2,291,146. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 127 River Birch Ln, Matthews, NC last sell?

127 River Birch Ln, Matthews, NC last sold on Oct 21, 2022 for $460,000, according to the county's recorded deed.

When was 127 River Birch Ln, Matthews, NC built?

127 River Birch Ln, Matthews, NC was built in 2024, making it 2 years old.

What schools serve 127 River Birch Ln, Matthews, NC?

127 River Birch Ln, Matthews, NC is assigned to Weddington Middle School (middle), rated A+; Weddington Elementary School (elementary), rated A+; Weddington High School (high), rated A. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 127 River Birch Ln, Matthews, NC compare to other homes in Matthews 28104?

Among the 13,280 homes in Matthews 28104, it is worth more than 98% of them ($2,031,789 against a typical $623,939), its lot is bigger than 65% of them (0.62 ac against a typical 0.43 ac) and it is newer than almost all of them (2024 against a typical 2002). Measured against all of Union County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 127 River Birch Ln, Matthews, NC?

The 2025 property tax bill for 127 River Birch Ln, Matthews, NC was $9,435. The county assessed it at $2,030,800.

Closest homes

More homes in Matthews 28104

Assigned schools

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