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Single Family ResidenceResidential
$393,024$281 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12730 RIDGEWAY CT

WINONA, TX 75792
3
Beds
2
Baths
1,398 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$393K
$370K low$416K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$218,024
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$174,419
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,000
LADERA LENDING INC · recorded Nov 30, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,385 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$349,238 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$92,289
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$256,949
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$334,571
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$349,238

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
64
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySmith
Lot (acres)The size of the land the home sits on, from county records.3.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 243 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Winona Middle SchoolA-
Middle · Grades 6–8 · 4.5 mi
H
Winona High SchoolD+
High · Grades 9–12 · 4.5 mi
E
Winona Elementary SchoolD+
Elementary · Grades PK–5 · 4.7 mi

District: Winona Independent School District

Neighborhood · ZIP 75792These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,631
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,398
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,286
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12730 Ridgeway Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Winona 75792
  • Costs more per square foot than 97% of homes in Winona 75792
  • Has a bigger lot than 94% of homes in Smith County
  • Among the newest homes in Winona 75792

What homes are worth in Winona 75792

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$529K

This home is worth more than 91% of homes in Winona 75792.

How it measures up in Winona 75792

The dot is this home. The mark in the middle is the typical home in Winona 75792.

Estimated value$393,024
CheaperTypical $206,408Pricier

Pricier than 91% of homes nearby

Price per ft²$281
CheaperTypical $148Pricier

Pricier than 97% of homes nearby

Living area1,398 ft²
SmallerTypical 1,416 ft²Bigger

Bigger than 49% of homes nearby

Lot size3 ac
SmallerTypical 1 acBigger

Bigger than 83% of homes nearby

Year built2023
OlderTypical 1990Newer

Newer than almost all homes nearby

How 12730 Ridgeway Ct ranks against every home in each area.
MeasureThis homeWinona 75792Smith County
Estimated valuepricier than$393,02491% of homes76% of homes
Price per ft²pricier than$28197% of homes95% of homes
Living areabigger than1,398 ft²49% of homes36% of homes
Lot sizebigger than3 ac83% of homes94% of homes
Year builtnewer than2023almost all homesalmost all homes

About 12730 Ridgeway Ct

How much is 12730 Ridgeway Ct, Winona, TX worth?

The TopHap Estimate for 12730 Ridgeway Ct, Winona, TX is $393,024 as of Jul 14, 2026. The likely range is $370,341 to $415,707. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12730 Ridgeway Ct, Winona, TX last sell?

12730 Ridgeway Ct, Winona, TX last sold on Jan 26, 2023, according to the county's recorded deed.

How big is 12730 Ridgeway Ct, Winona, TX?

12730 Ridgeway Ct, Winona, TX has 3 bedrooms, 2 bathrooms, 1,398 square feet of living space and a 3.00-acre lot.

When was 12730 Ridgeway Ct, Winona, TX built?

12730 Ridgeway Ct, Winona, TX was built in 2023, making it 3 years old. The building has 1 story.

What schools serve 12730 Ridgeway Ct, Winona, TX?

12730 Ridgeway Ct, Winona, TX is assigned to Winona Middle School (middle), rated A-; Winona High School (high), rated D+; Winona Elementary School (elementary), rated D+. All sit in Winona Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12730 Ridgeway Ct, Winona, TX compare to other homes in Winona 75792?

Among the 2,377 homes in Winona 75792, it is worth more than 91% of them ($393,024 against a typical $206,408), its price per square foot is higher than 97% of them ($281 against a typical $148), it is bigger than 49% of them (1,398 ft² against a typical 1,416 ft²), its lot is bigger than 83% of them (3 ac against a typical 1 ac) and it is newer than almost all of them (2023 against a typical 1990). Measured against all of Smith County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12730 Ridgeway Ct, Winona, TX?

The 2024 property tax bill for 12730 Ridgeway Ct, Winona, TX was $4,385. The county assessed it at $349,238.

Closest homes

More homes in Winona 75792

Assigned schools

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