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Single Family ResidenceResidential
$230,828$111 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $9,700 on Jan 17, 1996

12740 STATE ROUTE 81

DUNKIRK, OH 45836
3
Beds
2 / 1
Baths
2,071 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.99 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$231K
$193K low$268K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$9,700 · Jan 17, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$179,828
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$143,862
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$51,000
MILLSTREAM AREA CREDIT UNION · recorded Nov 18, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,542 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$75,290 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,740
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$75,290
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$215,110

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHardin
Lot (acres)The size of the land the home sits on, from county records.2.99
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 121 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hardin Northern High SchoolB-
Middle · Grades 7–12 · 1.1 mi
E
Hardin Northern Elementary SchoolC+
Elementary · Grades KG–6 · 1.1 mi

District: Hardin Northern Local School District

Neighborhood · ZIP 45836These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.186
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.1,312
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.54 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,552
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,421
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12740 State Route 81 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Dunkirk 45836
  • Bigger than 83% of homes in Dunkirk 45836
  • Has a bigger lot than 80% of homes in Dunkirk 45836
  • Newer than 78% of homes in Hardin County

What homes are worth in Dunkirk 45836

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$441K

This home is worth more than 74% of homes in Dunkirk 45836.

How it measures up in Dunkirk 45836

The dot is this home. The mark in the middle is the typical home in Dunkirk 45836.

Estimated value$230,828
CheaperTypical $155,976Pricier

Pricier than 74% of homes nearby

Price per ft²$111
CheaperTypical $97Pricier

Pricier than 60% of homes nearby

Living area2,071 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 83% of homes nearby

Lot size2.99 ac
SmallerTypical 0.56 acBigger

Bigger than 80% of homes nearby

Year built1997
OlderTypical 1983Newer

Newer than 71% of homes nearby

How 12740 State Route 81 ranks against every home in each area.
MeasureThis homeDunkirk 45836Hardin County
Estimated valuepricier than$230,82874% of homes72% of homes
Price per ft²pricier than$11160% of homes56% of homes
Living areabigger than2,071 ft²83% of homes78% of homes
Lot sizebigger than2.99 ac80% of homes75% of homes
Year builtnewer than199771% of homes78% of homes

About 12740 State Route 81

How much is 12740 State Route 81, Dunkirk, OH worth?

The TopHap Estimate for 12740 State Route 81, Dunkirk, OH is $230,828 as of Jul 14, 2026. The likely range is $193,478 to $268,178. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12740 State Route 81, Dunkirk, OH last sell?

12740 State Route 81, Dunkirk, OH last sold on Jan 17, 1996 for $9,700, according to the county's recorded deed.

How big is 12740 State Route 81, Dunkirk, OH?

12740 State Route 81, Dunkirk, OH has 3 bedrooms, 2 bathrooms, 2,071 square feet of living space and a 2.99-acre lot.

When was 12740 State Route 81, Dunkirk, OH built?

12740 State Route 81, Dunkirk, OH was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 12740 State Route 81, Dunkirk, OH?

12740 State Route 81, Dunkirk, OH is assigned to Hardin Northern High School (middle), rated B-; Hardin Northern Elementary School (elementary), rated C+. All sit in Hardin Northern Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12740 State Route 81, Dunkirk, OH compare to other homes in Dunkirk 45836?

Among the 709 homes in Dunkirk 45836, it is worth more than 74% of them ($230,828 against a typical $155,976), its price per square foot is higher than 60% of them ($111 against a typical $97), it is bigger than 83% of them (2,071 ft² against a typical 1,536 ft²), its lot is bigger than 80% of them (2.99 ac against a typical 0.56 ac) and it is newer than 71% of them (1997 against a typical 1983). Measured against all of Hardin County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12740 State Route 81, Dunkirk, OH?

The 2025 property tax bill for 12740 State Route 81, Dunkirk, OH was $2,542. The county assessed it at $75,290.

Closest homes

More homes in Dunkirk 45836

Assigned schools

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