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Single Family ResidenceResidential
$272,568$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $300,000 on Jun 24, 2020

12781 295TH ST

LINDSTROM, MN 55045
3
Beds
2
Baths
1,299 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$273K
$232K low$313K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Jun 24, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,340 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$327,200 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$358,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$342,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
55
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyChisago
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chisago Lakes High SchoolA
High · Grades 9–12 · 0.2 mi
M
Chisago Lakes Middle SchoolA-
Middle · Grades 6–8 · 1.4 mi
E
Chisago Lakes Primary School
Elementary · Grades PK–2 · 2.1 mi

District: Chisago Lakes School District

Neighborhood · ZIP 55045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.6,596
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.168 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,476
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,815
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12781 295th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Lindstrom 55045
  • Costs less per square foot than 67% of homes in Lindstrom 55045
  • Has a smaller lot than 98% of homes in Chisago County
  • Newer than 77% of homes in Lindstrom 55045

What homes are worth in Lindstrom 55045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$745K

This home is worth more than 28% of homes in Lindstrom 55045.

How it measures up in Lindstrom 55045

The dot is this home. The mark in the middle is the typical home in Lindstrom 55045.

Estimated value$272,568
CheaperTypical $327,118Pricier

Pricier than 28% of homes nearby

Price per ft²$210
CheaperTypical $237Pricier

Pricier than 33% of homes nearby

Living area1,299 ft²
SmallerTypical 1,330 ft²Bigger

Bigger than 48% of homes nearby

Lot size2,178 ft²
SmallerTypical 0.5 acBigger

Bigger than 3% of homes nearby

Year built2002
OlderTypical 1991Newer

Newer than 77% of homes nearby

How 12781 295th St ranks against every home in each area.
MeasureThis homeLindstrom 55045Chisago County
Estimated valuepricier than$272,56828% of homes33% of homes
Price per ft²pricier than$21033% of homes34% of homes
Living areabigger than1,299 ft²48% of homes50% of homes
Lot sizebigger than2,178 ft²3% of homes2% of homes
Year builtnewer than200277% of homes75% of homes

About 12781 295th St

How much is 12781 295th St, Lindstrom, MN worth?

The TopHap Estimate for 12781 295th St, Lindstrom, MN is $272,568 as of Sep 24, 2026. The likely range is $232,155 to $312,981. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12781 295th St, Lindstrom, MN last sell?

12781 295th St, Lindstrom, MN last sold on Jun 24, 2020 for $300,000, according to the county's recorded deed.

How big is 12781 295th St, Lindstrom, MN?

12781 295th St, Lindstrom, MN has 3 bedrooms, 2 bathrooms, 1,299 square feet of living space and a 0.05-acre lot.

When was 12781 295th St, Lindstrom, MN built?

12781 295th St, Lindstrom, MN was built in 2002, making it 24 years old. It is a ranch home. The building has 1 story.

What schools serve 12781 295th St, Lindstrom, MN?

12781 295th St, Lindstrom, MN is assigned to Chisago Lakes High School (high), rated A; Chisago Lakes Middle School (middle), rated A-; Chisago Lakes Primary School (elementary). All sit in Chisago Lakes School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12781 295th St, Lindstrom, MN compare to other homes in Lindstrom 55045?

Among the 3,663 homes in Lindstrom 55045, it is worth more than 28% of them ($272,568 against a typical $327,118), its price per square foot is higher than 33% of them ($210 against a typical $237), it is bigger than 48% of them (1,299 ft² against a typical 1,330 ft²), its lot is bigger than 3% of them (2,178 ft² against a typical 0.5 ac) and it is newer than 77% of them (2002 against a typical 1991). Measured against all of Chisago County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12781 295th St, Lindstrom, MN?

The 2025 property tax bill for 12781 295th St, Lindstrom, MN was $4,340. The county assessed it at $327,200.

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