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Residential (General/Single)Residential
$235,553$196 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $195,000 on May 21, 2018

12784 RIVER RD

PLANO, IL 60545
0
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.62 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.

Valuation

$236K
$214K low$257K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$195,000 · May 21, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.353%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$831,600
THE HUNTINGTON NATIONAL BANK · 6.37% 1 · recorded May 20, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,797 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$66,113 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,615
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,498
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,531
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$198,339

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
95
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.68 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyKENDALL
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Yorkville High SchoolB+
High · Grades 9–12 · 2.7 mi
E
Yorkville Grade SchoolB
Elementary · Grades KG–3 · 2.8 mi
M
Yorkville Middle SchoolC+
Middle · Grades 7–8 · 4.5 mi

District: Yorkville Community Unit School District 115

Neighborhood · ZIP 60545These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.17,114
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.449 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,066
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,708
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12784 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Kendall County
  • Smaller than 88% of homes in Kendall County
  • Has a bigger lot than 97% of homes in Plano 60545
  • Older than 78% of homes in Kendall County

What homes are worth in Plano 60545

Each bar is how many homes fall in that price range. The marker is this home.

This home
$176K$618K

This home is worth more than 18% of homes in Plano 60545.

How it measures up in Plano 60545

The dot is this home. The mark in the middle is the typical home in Plano 60545.

Estimated value$235,553
CheaperTypical $297,329Pricier

Pricier than 18% of homes nearby

Price per ft²$196
CheaperTypical $184Pricier

Pricier than 59% of homes nearby

Living area1,200 ft²
SmallerTypical 1,637 ft²Bigger

Bigger than 22% of homes nearby

Lot size4.62 ac
SmallerTypical 0.22 acBigger

Bigger than 97% of homes nearby

Year built1980
OlderTypical 2004Newer

Newer than 37% of homes nearby

How 12784 River Rd ranks against every home in each area.
MeasureThis homePlano 60545Kendall County
Estimated valuepricier than$235,55318% of homes5% of homes
Price per ft²pricier than$19659% of homes51% of homes
Living areabigger than1,200 ft²22% of homes12% of homes
Lot sizebigger than4.62 ac97% of homes97% of homes
Year builtnewer than198037% of homes22% of homes

About 12784 River Rd

How much is 12784 River Rd, Plano, IL worth?

The TopHap Estimate for 12784 River Rd, Plano, IL is $235,553 as of Jun 23, 2026. The likely range is $214,353 to $256,752. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12784 River Rd, Plano, IL last sell?

12784 River Rd, Plano, IL last sold on May 21, 2018 for $195,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 12784 River Rd, Plano, IL built?

12784 River Rd, Plano, IL was built in 1980, making it 46 years old.

What schools serve 12784 River Rd, Plano, IL?

12784 River Rd, Plano, IL is assigned to Yorkville High School (high), rated B+; Yorkville Grade School (elementary), rated B; Yorkville Middle School (middle), rated C+. All sit in Yorkville Community Unit School District 115. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12784 River Rd, Plano, IL compare to other homes in Plano 60545?

Among the 4,716 homes in Plano 60545, it is worth more than 18% of them ($235,553 against a typical $297,329), its price per square foot is higher than 59% of them ($196 against a typical $184), it is bigger than 22% of them (1,200 ft² against a typical 1,637 ft²), its lot is bigger than 97% of them (4.62 ac against a typical 0.22 ac) and it is newer than 37% of them (1980 against a typical 2004). Measured against all of Kendall County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12784 River Rd, Plano, IL?

The 2024 property tax bill for 12784 River Rd, Plano, IL was $4,797. The county assessed it at $66,113.

Closest homes

More homes in Plano 60545

Assigned schools

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