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Single Family ResidenceResidential
$453,357$302 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

128 HOWES LOOP

WILMINGTON, VT 05363
4
Beds
2
Baths
1,500 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$453K
$407K low$500K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$428,357
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$342,686
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.5%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
MERCHANTS BANK & TRUST CO · recorded May 6, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,618 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$268,330 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$226,830
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$268,330

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINDHAM
Lot (acres)The size of the land the home sits on, from county records.1.33
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Baseboard
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Twin Valley Elementary SchoolC+
Elementary · Grades PK–5 · 2.1 mi
M
Twin Valley Middle High SchoolC+
Middle · Grades 6–12 · 8.2 mi

District: Twin Valley Unified School District

Neighborhood · ZIP 05363These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.44%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,321
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,698
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,052
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

128 Howes Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Windham County
  • Costs more per square foot than 71% of homes in Windham County
  • Newer than 66% of homes in Windham County

What homes are worth in Wilmington 05363

Each bar is how many homes fall in that price range. The marker is this home.

This home
$155K$2.1M

This home is worth more than 46% of homes in Wilmington 05363.

How it measures up in Wilmington 05363

The dot is this home. The mark in the middle is the typical home in Wilmington 05363.

Estimated value$453,357
CheaperTypical $469,921Pricier

Pricier than 46% of homes nearby

Price per ft²$302
CheaperTypical $287Pricier

Pricier than 57% of homes nearby

Living area1,500 ft²
SmallerTypical 1,745 ft²Bigger

Bigger than 36% of homes nearby

Lot size1.33 ac
SmallerTypical 1 acBigger

Bigger than 62% of homes nearby

Year built1984
OlderTypical 1979Newer

Newer than 59% of homes nearby

How 128 Howes Loop ranks against every home in each area.
MeasureThis homeWilmington 05363Windham County
Estimated valuepricier than$453,35746% of homes68% of homes
Price per ft²pricier than$30257% of homes71% of homes
Living areabigger than1,500 ft²36% of homes46% of homes
Lot sizebigger than1.33 ac62% of homes44% of homes
Year builtnewer than198459% of homes66% of homes

About 128 Howes Loop

How much is 128 Howes Loop, Wilmington, VT worth?

The TopHap Estimate for 128 Howes Loop, Wilmington, VT is $453,357 as of Jul 14, 2026. The likely range is $407,150 to $499,564. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 128 Howes Loop, Wilmington, VT last sell?

128 Howes Loop, Wilmington, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 128 Howes Loop, Wilmington, VT?

128 Howes Loop, Wilmington, VT has 4 bedrooms, 2 bathrooms, 1,500 square feet of living space and a 1.33-acre lot.

When was 128 Howes Loop, Wilmington, VT built?

128 Howes Loop, Wilmington, VT was built in 1984, making it 42 years old. The building has 2 stories.

What schools serve 128 Howes Loop, Wilmington, VT?

128 Howes Loop, Wilmington, VT is assigned to Twin Valley Elementary School (elementary), rated C+; Twin Valley Middle High School (middle), rated C+. All sit in Twin Valley Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 128 Howes Loop, Wilmington, VT compare to other homes in Wilmington 05363?

Among the 2,503 homes in Wilmington 05363, it is worth more than 46% of them ($453,357 against a typical $469,921), its price per square foot is higher than 57% of them ($302 against a typical $287), it is bigger than 36% of them (1,500 ft² against a typical 1,745 ft²), its lot is bigger than 62% of them (1.33 ac against a typical 1 ac) and it is newer than 59% of them (1984 against a typical 1979). Measured against all of Windham County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 128 Howes Loop, Wilmington, VT?

The 2025 property tax bill for 128 Howes Loop, Wilmington, VT was $3,618. The county assessed it at $268,330.

Closest homes

More homes in Wilmington 05363

Assigned schools

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