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Single Family ResidenceResidential
$129,178$120 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 60How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

12809 IOLA DR

IRVING, NY 14081
3
Beds
1
Baths
1,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,000 ft²
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$129K
$77K low$181K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,276 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,600 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$164,615

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyChautauqua
Lot (acres)The size of the land the home sits on, from county records.0.09
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 316 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Silver Creek High SchoolB
High · Grades 9–12 · 2.5 mi
M
Silver Creek Middle SchoolC
Middle · Grades 6–8 · 2.5 mi
E
Silver Creek Elementary SchoolB-
Elementary · Grades PK–5 · 2.5 mi

District: Silver Creek Central School District

Neighborhood · ZIP 14081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,289
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,816
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,939
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12809 Iola Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Irving 14081
  • Costs less per square foot than 65% of homes in Irving 14081
  • Smaller than 82% of homes in Chautauqua County
  • Has a smaller lot than 94% of homes in Irving 14081

What homes are worth in Irving 14081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$513K

This home is worth more than 17% of homes in Irving 14081.

How it measures up in Irving 14081

The dot is this home. The mark in the middle is the typical home in Irving 14081.

Estimated value$129,178
CheaperTypical $205,013Pricier

Pricier than 17% of homes nearby

Price per ft²$120
CheaperTypical $147Pricier

Pricier than 35% of homes nearby

Living area1,080 ft²
SmallerTypical 1,332 ft²Bigger

Bigger than 33% of homes nearby

Lot size4,000 ft²
SmallerTypical 0.37 acBigger

Bigger than 6% of homes nearby

Year built1940
OlderTypical 1951Newer

Newer than 40% of homes nearby

How 12809 Iola Dr ranks against every home in each area.
MeasureThis homeIrving 14081Chautauqua County
Estimated valuepricier than$129,17817% of homes37% of homes
Price per ft²pricier than$12035% of homes60% of homes
Living areabigger than1,080 ft²33% of homes18% of homes
Lot sizebigger than4,000 ft²6% of homes8% of homes
Year builtnewer than194040% of homes50% of homes

About 12809 Iola Dr

How much is 12809 Iola Dr, Irving, NY worth?

The TopHap Estimate for 12809 Iola Dr, Irving, NY is $129,178 as of Aug 30, 2026. The likely range is $77,101 to $181,255. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 12809 Iola Dr, Irving, NY?

12809 Iola Dr, Irving, NY has 3 bedrooms, 1 bathrooms, 1,080 square feet of living space and a 0.09-acre lot.

When was 12809 Iola Dr, Irving, NY built?

12809 Iola Dr, Irving, NY was built in 1940, making it 86 years old. It is a cottage home. The building has 1 story.

What schools serve 12809 Iola Dr, Irving, NY?

12809 Iola Dr, Irving, NY is assigned to Silver Creek High School (high), rated B; Silver Creek Middle School (middle), rated C; Silver Creek Elementary School (elementary), rated B-. All sit in Silver Creek Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12809 Iola Dr, Irving, NY compare to other homes in Irving 14081?

Among the 932 homes in Irving 14081, it is worth more than 17% of them ($129,178 against a typical $205,013), its price per square foot is higher than 35% of them ($120 against a typical $147), it is bigger than 33% of them (1,080 ft² against a typical 1,332 ft²), its lot is bigger than 6% of them (4,000 ft² against a typical 0.37 ac) and it is newer than 40% of them (1940 against a typical 1951). Measured against all of Chautauqua County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12809 Iola Dr, Irving, NY?

The 2024 property tax bill for 12809 Iola Dr, Irving, NY was $2,276. The county assessed it at $85,600.

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