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Single Family ResidenceResidential
$310,487$317 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $312,643 on Jun 1, 1999

12825 RITCHIE RD

SMITHSBURG, MD 21783
2.5
Baths
978 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
19.67 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$310K
$271K low$350K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$312,643 · Jun 1, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.311%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$810,000
RETIREMENT FNDG SOLUTIONS · 4.604% 1 · recorded Aug 31, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1
HUD-HOUSING/URBAN DEV

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,543 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$490,167 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$453,833
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$526,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.19.67
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 547 ft²Shed · 600 ft²Porch · 48 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Smithsburg Middle SchoolA+
Middle · Grades 6–8 · 2.7 mi
H
Smithsburg High SchoolA-
High · Grades 9–12 · 2.7 mi
E
Cascade Elementary SchoolB
Elementary · Grades PK–5 · 3.7 mi

District: Washington County Public Schools

Neighborhood · ZIP 21783These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,623
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.217 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,158
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,013
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12825 Ritchie Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 96% of homes in Washington County
  • Smaller than 93% of homes in Smithsburg 21783
  • Has a bigger lot than 97% of homes in Washington County

What homes are worth in Smithsburg 21783

Each bar is how many homes fall in that price range. The marker is this home.

This home
$172K$825K

This home is worth more than 36% of homes in Smithsburg 21783.

How it measures up in Smithsburg 21783

The dot is this home. The mark in the middle is the typical home in Smithsburg 21783.

Estimated value$310,487
CheaperTypical $347,737Pricier

Pricier than 36% of homes nearby

Price per ft²$317
CheaperTypical $217Pricier

Pricier than 93% of homes nearby

Living area978 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 7% of homes nearby

Lot size19.67 ac
SmallerTypical 0.91 acBigger

Bigger than 94% of homes nearby

Year built1980
OlderTypical 1978Newer

Newer than 52% of homes nearby

How 12825 Ritchie Rd ranks against every home in each area.
MeasureThis homeSmithsburg 21783Washington County
Estimated valuepricier than$310,48736% of homes48% of homes
Price per ft²pricier than$31793% of homes96% of homes
Living areabigger than978 ft²7% of homes8% of homes
Lot sizebigger than19.67 ac94% of homes97% of homes
Year builtnewer than198052% of homes56% of homes

About 12825 Ritchie Rd

How much is 12825 Ritchie Rd, Smithsburg, MD worth?

The TopHap Estimate for 12825 Ritchie Rd, Smithsburg, MD is $310,487 as of Jul 14, 2026. The likely range is $270,775 to $350,199. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12825 Ritchie Rd, Smithsburg, MD last sell?

12825 Ritchie Rd, Smithsburg, MD last sold on Jun 1, 1999 for $312,643, according to the county's recorded deed.

How big is 12825 Ritchie Rd, Smithsburg, MD?

12825 Ritchie Rd, Smithsburg, MD has 2.5 bathrooms, 978 square feet of living space and a 19.67-acre lot.

When was 12825 Ritchie Rd, Smithsburg, MD built?

12825 Ritchie Rd, Smithsburg, MD was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 12825 Ritchie Rd, Smithsburg, MD?

12825 Ritchie Rd, Smithsburg, MD is assigned to Smithsburg Middle School (middle), rated A+; Smithsburg High School (high), rated A-; Cascade Elementary School (elementary), rated B. All sit in Washington County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12825 Ritchie Rd, Smithsburg, MD compare to other homes in Smithsburg 21783?

Among the 3,449 homes in Smithsburg 21783, it is worth more than 36% of them ($310,487 against a typical $347,737), its price per square foot is higher than 93% of them ($317 against a typical $217), it is bigger than 7% of them (978 ft² against a typical 1,608 ft²), its lot is bigger than 94% of them (19.67 ac against a typical 0.91 ac) and it is newer than 52% of them (1980 against a typical 1978). Measured against all of Washington County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12825 Ritchie Rd, Smithsburg, MD?

The 2025 property tax bill for 12825 Ritchie Rd, Smithsburg, MD was $4,543. The county assessed it at $490,167.

Closest homes

More homes in Smithsburg 21783

Assigned schools

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