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Rural ResidenceResidential
$520,212$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $80,000 on Nov 19, 2014

1285 SAMPSON ROCK RD

FROSTBURG, MD 21532
3.5
Baths
2,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
25.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$520K
$474K low$566K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · Nov 19, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$211,212
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$168,970
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$309,000
FIRST MTG SVCS GROUP INC · recorded Jul 27, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,587 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$370,233 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$343,167
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$397,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyALLEGANY
Lot (acres)The size of the land the home sits on, from county records.25.30
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 576 ft²Porch · 346 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mount Savage Middle SchoolB-
Middle · Grades 6–8 · 2.9 mi
E
Frost Elementary SchoolA-
Elementary · Grades PK–5 · 3.3 mi
H
Mountain Ridge High SchoolB
High · Grades 9–12 · 4.8 mi

District: Allegany County Public Schools

Neighborhood · ZIP 21532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.161 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,892
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,604
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1285 Sampson Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Frostburg 21532
  • Costs more per square foot than 96% of homes in Frostburg 21532
  • Bigger than 90% of homes in Allegany County
  • Has a bigger lot than 98% of homes in Frostburg 21532
  • Among the newest homes in Frostburg 21532

What homes are worth in Frostburg 21532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$472K

This home is worth more than almost all homes in Frostburg 21532.

How it measures up in Frostburg 21532

The dot is this home. The mark in the middle is the typical home in Frostburg 21532.

Estimated value$520,212
CheaperTypical $157,578Pricier

Pricier than almost all homes nearby

Price per ft²$217
CheaperTypical $107Pricier

Pricier than 96% of homes nearby

Living area2,400 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 89% of homes nearby

Lot size25.3 ac
SmallerTypical 0.35 acBigger

Bigger than 98% of homes nearby

Year built2017
OlderTypical 1954Newer

Newer than almost all homes nearby

How 1285 Sampson Rock Rd ranks against every home in each area.
MeasureThis homeFrostburg 21532Allegany County
Estimated valuepricier than$520,212almost all homesalmost all homes
Price per ft²pricier than$21796% of homes96% of homes
Living areabigger than2,400 ft²89% of homes90% of homes
Lot sizebigger than25.3 ac98% of homes98% of homes
Year builtnewer than2017almost all homesalmost all homes

About 1285 Sampson Rock Rd

How much is 1285 Sampson Rock Rd, Frostburg, MD worth?

The TopHap Estimate for 1285 Sampson Rock Rd, Frostburg, MD is $520,212 as of Jul 14, 2026. The likely range is $474,339 to $566,085. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1285 Sampson Rock Rd, Frostburg, MD last sell?

1285 Sampson Rock Rd, Frostburg, MD last sold on Nov 19, 2014 for $80,000, according to the county's recorded deed.

How big is 1285 Sampson Rock Rd, Frostburg, MD?

1285 Sampson Rock Rd, Frostburg, MD has 3.5 bathrooms, 2,400 square feet of living space and a 25.30-acre lot.

When was 1285 Sampson Rock Rd, Frostburg, MD built?

1285 Sampson Rock Rd, Frostburg, MD was built in 2017, making it 9 years old. The building has 2 stories.

What schools serve 1285 Sampson Rock Rd, Frostburg, MD?

1285 Sampson Rock Rd, Frostburg, MD is assigned to Mount Savage Middle School (middle), rated B-; Frost Elementary School (elementary), rated A-; Mountain Ridge High School (high), rated B. All sit in Allegany County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1285 Sampson Rock Rd, Frostburg, MD compare to other homes in Frostburg 21532?

Among the 5,117 homes in Frostburg 21532, it is worth more than almost all of them ($520,212 against a typical $157,578), its price per square foot is higher than 96% of them ($217 against a typical $107), it is bigger than 89% of them (2,400 ft² against a typical 1,482 ft²), its lot is bigger than 98% of them (25.3 ac against a typical 0.35 ac) and it is newer than almost all of them (2017 against a typical 1954). Measured against all of Allegany County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1285 Sampson Rock Rd, Frostburg, MD?

The 2025 property tax bill for 1285 Sampson Rock Rd, Frostburg, MD was $3,587. The county assessed it at $370,233.

Closest homes

More homes in Frostburg 21532

Assigned schools

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