Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$222,626$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1091 SAMPSON ROCK RD

FROSTBURG, MD 21532
2
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$223K
$206K low$239K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$123,626
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,901
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$99,000
SUNTRUST MTG · recorded Apr 14, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,553 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$181,633 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$166,867
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$196,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALLEGANY
Lot (acres)The size of the land the home sits on, from county records.3.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 64 ft²Porch · 288 ft²

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mount Savage Middle SchoolB-
Middle · Grades 6–8 · 2.9 mi
E
Frost Elementary SchoolA-
Elementary · Grades PK–5 · 3.1 mi
H
Mountain Ridge High SchoolB
High · Grades 9–12 · 4.7 mi

District: Allegany County Public Schools

Neighborhood · ZIP 21532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.161 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,892
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,604
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1091 Sampson Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Allegany County
  • Costs more per square foot than 84% of homes in Allegany County
  • Has a bigger lot than 92% of homes in Frostburg 21532
  • Newer than 93% of homes in Allegany County

What homes are worth in Frostburg 21532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$472K

This home is worth more than 72% of homes in Frostburg 21532.

How it measures up in Frostburg 21532

The dot is this home. The mark in the middle is the typical home in Frostburg 21532.

Estimated value$222,626
CheaperTypical $157,578Pricier

Pricier than 72% of homes nearby

Price per ft²$166
CheaperTypical $107Pricier

Pricier than 82% of homes nearby

Living area1,344 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 39% of homes nearby

Lot size3 ac
SmallerTypical 0.35 acBigger

Bigger than 92% of homes nearby

Year built1998
OlderTypical 1954Newer

Newer than 90% of homes nearby

How 1091 Sampson Rock Rd ranks against every home in each area.
MeasureThis homeFrostburg 21532Allegany County
Estimated valuepricier than$222,62672% of homes78% of homes
Price per ft²pricier than$16682% of homes84% of homes
Living areabigger than1,344 ft²39% of homes46% of homes
Lot sizebigger than3 ac92% of homes91% of homes
Year builtnewer than199890% of homes93% of homes

About 1091 Sampson Rock Rd

How much is 1091 Sampson Rock Rd, Frostburg, MD worth?

The TopHap Estimate for 1091 Sampson Rock Rd, Frostburg, MD is $222,626 as of Jul 14, 2026. The likely range is $205,948 to $239,304. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1091 Sampson Rock Rd, Frostburg, MD last sell?

1091 Sampson Rock Rd, Frostburg, MD last sold on May 12, 1998, according to the county's recorded deed.

How big is 1091 Sampson Rock Rd, Frostburg, MD?

1091 Sampson Rock Rd, Frostburg, MD has 2 bathrooms, 1,344 square feet of living space and a 3.00-acre lot.

When was 1091 Sampson Rock Rd, Frostburg, MD built?

1091 Sampson Rock Rd, Frostburg, MD was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 1091 Sampson Rock Rd, Frostburg, MD?

1091 Sampson Rock Rd, Frostburg, MD is assigned to Mount Savage Middle School (middle), rated B-; Frost Elementary School (elementary), rated A-; Mountain Ridge High School (high), rated B. All sit in Allegany County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1091 Sampson Rock Rd, Frostburg, MD compare to other homes in Frostburg 21532?

Among the 5,117 homes in Frostburg 21532, it is worth more than 72% of them ($222,626 against a typical $157,578), its price per square foot is higher than 82% of them ($166 against a typical $107), it is bigger than 39% of them (1,344 ft² against a typical 1,482 ft²), its lot is bigger than 92% of them (3 ac against a typical 0.35 ac) and it is newer than 90% of them (1998 against a typical 1954). Measured against all of Allegany County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1091 Sampson Rock Rd, Frostburg, MD?

The 2025 property tax bill for 1091 Sampson Rock Rd, Frostburg, MD was $1,553. The county assessed it at $181,633.

Closest homes

More homes in Frostburg 21532

Assigned schools

Explore the area

See this home in context

Open 1091 Sampson Rock Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map