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Single Family ResidenceResidential
$291,992$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $169,000 on Oct 18, 2005

1286 RIDGEWAY RD

LUGOFF, SC 29078
0
Baths
2,930 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$292K
$255K low$329K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$169,000 · Oct 18, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$16,992
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$13,594
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.104%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$275,000
FREEDOM MORTGAGE CORPORATION · 6.51% 1 · recorded Jun 22, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$83 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$172,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$152,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$172,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKERSHAW
Lot (acres)The size of the land the home sits on, from county records.1.61
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 482 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lugoff-Elgin High SchoolC+
High · Grades 9–12 · 0.9 mi
E
Wateree Elementary SchoolB-
Elementary · Grades KG–5 · 1.0 mi
M
Lugoff-Elgin Middle SchoolC-
Middle · Grades 6–8 · 1.1 mi

District: Kershaw County School District

Neighborhood · ZIP 29078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.140

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.19,560
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.145 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,399
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,957
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1286 Ridgeway Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 73% of homes in Lugoff 29078
  • Bigger than 79% of homes in Lugoff 29078
  • Has a bigger lot than 71% of homes in Lugoff 29078
  • Older than 77% of homes in Kershaw County

What homes are worth in Lugoff 29078

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$610K

This home is worth more than 64% of homes in Lugoff 29078.

How it measures up in Lugoff 29078

The dot is this home. The mark in the middle is the typical home in Lugoff 29078.

Estimated value$291,992
CheaperTypical $250,278Pricier

Pricier than 64% of homes nearby

Price per ft²$100
CheaperTypical $114Pricier

Pricier than 27% of homes nearby

Living area2,930 ft²
SmallerTypical 2,052 ft²Bigger

Bigger than 79% of homes nearby

Lot size1.61 ac
SmallerTypical 0.98 acBigger

Bigger than 71% of homes nearby

Year built1985
OlderTypical 1999Newer

Newer than 24% of homes nearby

How 1286 Ridgeway Rd ranks against every home in each area.
MeasureThis homeLugoff 29078Kershaw County
Estimated valuepricier than$291,99264% of homes60% of homes
Price per ft²pricier than$10027% of homes35% of homes
Living areabigger than2,930 ft²79% of homes77% of homes
Lot sizebigger than1.61 ac71% of homes68% of homes
Year builtnewer than198524% of homes23% of homes

About 1286 Ridgeway Rd

How much is 1286 Ridgeway Rd, Lugoff, SC worth?

The TopHap Estimate for 1286 Ridgeway Rd, Lugoff, SC is $291,992 as of Jul 14, 2026. The likely range is $254,809 to $329,175. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1286 Ridgeway Rd, Lugoff, SC last sell?

1286 Ridgeway Rd, Lugoff, SC last sold on Oct 18, 2005 for $169,000, according to the county's recorded deed.

How big is 1286 Ridgeway Rd, Lugoff, SC?

1286 Ridgeway Rd, Lugoff, SC has 2,930 square feet of living space and a 1.61-acre lot.

When was 1286 Ridgeway Rd, Lugoff, SC built?

1286 Ridgeway Rd, Lugoff, SC was built in 1985, making it 41 years old. The building has 2 stories.

What schools serve 1286 Ridgeway Rd, Lugoff, SC?

1286 Ridgeway Rd, Lugoff, SC is assigned to Lugoff-Elgin High School (high), rated C+; Wateree Elementary School (elementary), rated B-; Lugoff-Elgin Middle School (middle), rated C-. All sit in Kershaw County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1286 Ridgeway Rd, Lugoff, SC compare to other homes in Lugoff 29078?

Among the 7,854 homes in Lugoff 29078, it is worth more than 64% of them ($291,992 against a typical $250,278), its price per square foot is higher than 27% of them ($100 against a typical $114), it is bigger than 79% of them (2,930 ft² against a typical 2,052 ft²), its lot is bigger than 71% of them (1.61 ac against a typical 0.98 ac) and it is newer than 24% of them (1985 against a typical 1999). Measured against all of Kershaw County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1286 Ridgeway Rd, Lugoff, SC?

The 2025 property tax bill for 1286 Ridgeway Rd, Lugoff, SC was $83. The county assessed it at $172,100.

Closest homes

More homes in Lugoff 29078

Assigned schools

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