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Single Family ResidenceResidential
$371,389$176 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1286 ROWLEY ST

VALPARAISO, IN 46385
3
Beds
4 / 2
Baths
2,112 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$371K
$355K low$388K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$227,700
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$182,160
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$143,689
FIFTH THIRD MORTGAGE CO · recorded Nov 9, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,571 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$379,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$329,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$379,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$379,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPorter
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 155 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Heavilin Elementary SchoolB
Elementary · Grades KG–5 · 0.5 mi
M
Benjamin Franklin Middle SchoolA-
Middle · Grades 6–8 · 1.4 mi
H
Valparaiso High SchoolA+
High · Grades 9–12 · 2.8 mi

District: Valparaiso Community Schools

Neighborhood · ZIP 46385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.44,677
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.538 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,098
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,747
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1286 Rowley St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 65% of homes in Valparaiso 46385
  • Has a smaller lot than 88% of homes in Porter County
  • Newer than 80% of homes in Porter County

What homes are worth in Valparaiso 46385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$988K

This home is worth more than 50% of homes in Valparaiso 46385.

How it measures up in Valparaiso 46385

The dot is this home. The mark in the middle is the typical home in Valparaiso 46385.

Estimated value$371,389
CheaperTypical $373,891Pricier

Pricier than 50% of homes nearby

Price per ft²$176
CheaperTypical $190Pricier

Pricier than 35% of homes nearby

Living area2,112 ft²
SmallerTypical 1,948 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.18 ac
SmallerTypical 0.31 acBigger

Bigger than 13% of homes nearby

Year built2003
OlderTypical 1988Newer

Newer than 76% of homes nearby

How 1286 Rowley St ranks against every home in each area.
MeasureThis homeValparaiso 46385Porter County
Estimated valuepricier than$371,38950% of homes62% of homes
Price per ft²pricier than$17635% of homes41% of homes
Living areabigger than2,112 ft²58% of homes64% of homes
Lot sizebigger than0.18 ac13% of homes12% of homes
Year builtnewer than200376% of homes80% of homes

About 1286 Rowley St

How much is 1286 Rowley St, Valparaiso, IN worth?

The TopHap Estimate for 1286 Rowley St, Valparaiso, IN is $371,389 as of Jul 14, 2026. The likely range is $354,606 to $388,172. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1286 Rowley St, Valparaiso, IN last sell?

1286 Rowley St, Valparaiso, IN last sold on Jun 25, 2003, according to the county's recorded deed.

How big is 1286 Rowley St, Valparaiso, IN?

1286 Rowley St, Valparaiso, IN has 3 bedrooms, 4 bathrooms, 2,112 square feet of living space and a 0.17-acre lot.

When was 1286 Rowley St, Valparaiso, IN built?

1286 Rowley St, Valparaiso, IN was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 1286 Rowley St, Valparaiso, IN?

1286 Rowley St, Valparaiso, IN is assigned to Heavilin Elementary School (elementary), rated B; Benjamin Franklin Middle School (middle), rated A-; Valparaiso High School (high), rated A+. All sit in Valparaiso Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1286 Rowley St, Valparaiso, IN compare to other homes in Valparaiso 46385?

Among the 16,199 homes in Valparaiso 46385, it is worth more than 50% of them ($371,389 against a typical $373,891), its price per square foot is higher than 35% of them ($176 against a typical $190), it is bigger than 58% of them (2,112 ft² against a typical 1,948 ft²), its lot is bigger than 13% of them (0.18 ac against a typical 0.31 ac) and it is newer than 76% of them (2003 against a typical 1988). Measured against all of Porter County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1286 Rowley St, Valparaiso, IN?

The 2025 property tax bill for 1286 Rowley St, Valparaiso, IN was $3,571. The county assessed it at $379,200.

More homes on Rowley St

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Assigned schools

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