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Rural ResidenceResidential
$623,226$519 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12870 FM 981

BLUE RIDGE, TX 75424
0
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
19.9 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.

Valuation

$623K
$395K low$851K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,700 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$806,155 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$626,850
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$179,305
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$680,015
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$806,155

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCollin
Lot (acres)The size of the land the home sits on, from county records.19.90
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Blue Ridge Middle SchoolB-
Middle · Grades 6–8 · 2.0 mi
E
Blue Ridge Elementary SchoolC+
Elementary · Grades PK–5 · 2.0 mi
H
Blue Ridge High SchoolC+
High · Grades 9–12 · 2.1 mi

District: Blue Ridge Independent School District

Neighborhood · ZIP 75424These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,482
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.70 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,147
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,652
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12870 Fm 981 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Blue Ridge 75424
  • Among the highest price per square foot in Collin County
  • Smaller than 96% of homes in Collin County
  • Among the largest lots in Collin County
  • Newer than 94% of homes in Collin County

What homes are worth in Blue Ridge 75424

Each bar is how many homes fall in that price range. The marker is this home.

This home
$155K$2M

This home is worth more than 68% of homes in Blue Ridge 75424.

How it measures up in Blue Ridge 75424

The dot is this home. The mark in the middle is the typical home in Blue Ridge 75424.

Estimated value$623,226
CheaperTypical $473,577Pricier

Pricier than 68% of homes nearby

Price per ft²$519
CheaperTypical $231Pricier

Pricier than 90% of homes nearby

Living area1,200 ft²
SmallerTypical 1,800 ft²Bigger

Bigger than 16% of homes nearby

Lot size19.9 ac
SmallerTypical 2 acBigger

Bigger than 90% of homes nearby

Year built2023
OlderTypical 2002Newer

Newer than 92% of homes nearby

How 12870 Fm 981 ranks against every home in each area.
MeasureThis homeBlue Ridge 75424Collin County
Estimated valuepricier than$623,22668% of homes68% of homes
Price per ft²pricier than$51990% of homesalmost all homes
Living areabigger than1,200 ft²16% of homes4% of homes
Lot sizebigger than19.9 ac90% of homesalmost all homes
Year builtnewer than202392% of homes94% of homes

About 12870 Fm 981

How much is 12870 Fm 981, Blue Ridge, TX worth?

The TopHap Estimate for 12870 Fm 981, Blue Ridge, TX is $623,226 as of Jul 14, 2026. The likely range is $395,378 to $851,074. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12870 Fm 981, Blue Ridge, TX last sell?

12870 Fm 981, Blue Ridge, TX last sold on May 23, 2018, according to the county's recorded deed.

How big is 12870 Fm 981, Blue Ridge, TX?

12870 Fm 981, Blue Ridge, TX has 1,200 square feet of living space and a 19.90-acre lot.

When was 12870 Fm 981, Blue Ridge, TX built?

12870 Fm 981, Blue Ridge, TX was built in 2023, making it 3 years old.

What schools serve 12870 Fm 981, Blue Ridge, TX?

12870 Fm 981, Blue Ridge, TX is assigned to Blue Ridge Middle School (middle), rated B-; Blue Ridge Elementary School (elementary), rated C+; Blue Ridge High School (high), rated C+. All sit in Blue Ridge Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12870 Fm 981, Blue Ridge, TX compare to other homes in Blue Ridge 75424?

Among the 2,149 homes in Blue Ridge 75424, it is worth more than 68% of them ($623,226 against a typical $473,577), its price per square foot is higher than 90% of them ($519 against a typical $231), it is bigger than 16% of them (1,200 ft² against a typical 1,800 ft²), its lot is bigger than 90% of them (19.9 ac against a typical 2 ac) and it is newer than 92% of them (2023 against a typical 2002). Measured against all of Collin County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12870 Fm 981, Blue Ridge, TX?

The 2024 property tax bill for 12870 Fm 981, Blue Ridge, TX was $1,700. The county assessed it at $806,155.

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