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TownhouseResidential
$245,328$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $233,990 on Dec 19, 2024

129 RIVERWALK TER

FEDERALSBURG, MD 21632
2.5
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,000 ft²
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$245K
$219K low$272K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$233,990 · Dec 19, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$9,998
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$7,998
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.96%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$235,330
DHI MORTGAGE COMPANY LTD · recorded Dec 19, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,134 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$243,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$218,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$217,367
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$243,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
28
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyCAROLINE
Lot (acres)The size of the land the home sits on, from county records.0.07
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Federalsburg Elementary SchoolD-
Elementary · Grades PK–5 · 0.5 mi
M
Colonel Richardson Middle SchoolB
Middle · Grades 6–8 · 5.3 mi
H
Colonel Richardson High SchoolC
High · Grades 9–12 · 5.4 mi

District: Caroline County Public Schools

Neighborhood · ZIP 21632These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.7,386
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.97 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,560
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,053
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

129 Riverwalk Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Federalsburg
  • Costs more per square foot than 83% of homes in Federalsburg
  • Among the smallest lots in Federalsburg 21632
  • Among the newest homes in Federalsburg 21632

What homes are worth in Federalsburg 21632

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$676K

This home is worth more than 59% of homes in Federalsburg 21632.

How it measures up in Federalsburg 21632

The dot is this home. The mark in the middle is the typical home in Federalsburg 21632.

Estimated value$245,328
CheaperTypical $224,346Pricier

Pricier than 59% of homes nearby

Price per ft²$170
CheaperTypical $160Pricier

Pricier than 58% of homes nearby

Living area1,440 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 51% of homes nearby

Lot size3,000 ft²
SmallerTypical 0.89 acBigger

Smaller than almost all homes nearby

Year built2024
OlderTypical 1964Newer

Newer than almost all homes nearby

How 129 Riverwalk Ter ranks against every home in each area.
MeasureThis homeFederalsburgFederalsburg 21632Caroline County
Estimated valuepricier than$245,32887% of homes59% of homes32% of homes
Price per ft²pricier than$17083% of homes58% of homes39% of homes
Living areabigger than1,440 ft²54% of homes51% of homes39% of homes
Lot sizebigger than3,000 ft²4% of homesalmost no homes2% of homes
Year builtnewer than202497% of homesalmost all homesalmost all homes

About 129 Riverwalk Ter

How much is 129 Riverwalk Ter, Federalsburg, MD worth?

The TopHap Estimate for 129 Riverwalk Ter, Federalsburg, MD is $245,328 as of Jul 14, 2026. The likely range is $218,626 to $272,030. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 129 Riverwalk Ter, Federalsburg, MD last sell?

129 Riverwalk Ter, Federalsburg, MD last sold on Dec 19, 2024 for $233,990, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 129 Riverwalk Ter, Federalsburg, MD?

129 Riverwalk Ter, Federalsburg, MD has 2.5 bathrooms, 1,440 square feet of living space and a 0.07-acre lot.

When was 129 Riverwalk Ter, Federalsburg, MD built?

129 Riverwalk Ter, Federalsburg, MD was built in 2024, making it 2 years old. It is a townhouse home. The building has 2 stories.

What schools serve 129 Riverwalk Ter, Federalsburg, MD?

129 Riverwalk Ter, Federalsburg, MD is assigned to Federalsburg Elementary School (elementary), rated D-; Colonel Richardson Middle School (middle), rated B; Colonel Richardson High School (high), rated C. All sit in Caroline County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 129 Riverwalk Ter, Federalsburg, MD compare to other homes in Federalsburg 21632?

Among the 2,336 homes in Federalsburg 21632, it is worth more than 59% of them ($245,328 against a typical $224,346), its price per square foot is higher than 58% of them ($170 against a typical $160), it is bigger than 51% of them (1,440 ft² against a typical 1,440 ft²), its lot is bigger than almost none of them (3,000 ft² against a typical 0.89 ac) and it is newer than almost all of them (2024 against a typical 1964). Measured against all of Caroline County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 129 Riverwalk Ter, Federalsburg, MD?

The 2025 property tax bill for 129 Riverwalk Ter, Federalsburg, MD was $4,134. The county assessed it at $243,600.

Closest homes

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Assigned schools

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