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Single Family ResidenceResidential
$306,531$479 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1290 RIVER DR

HAVELOCK, NC 28532
3
Beds
3
Baths
640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.76 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$307K
$272K low$341K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$61,531
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$49,225
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.82%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$245,000
FIRST CITIZENS BANK & TRUST CO · recorded Nov 21, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,316 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$249,390 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$112,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$136,890
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$249,390
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$249,390

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.59 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.100%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCraven
Lot (acres)The size of the land the home sits on, from county records.0.76
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pile
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Roger Bell New Tech AcademyB
Elementary · Grades KG–5 · 11.8 mi
H
Havelock High SchoolC-
High · Grades 9–12 · 12.4 mi
M
Havelock Middle SchoolC
Middle · Grades 6–8 · 12.8 mi

District: Craven County Schools

Neighborhood · ZIP 28532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.20,199
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,172
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,125
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1290 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Havelock 28532
  • Among the highest price per square foot in Havelock 28532
  • Smaller than 97% of homes in Craven County
  • Has a bigger lot than 80% of homes in Havelock 28532

What homes are worth in Havelock 28532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$678K

This home is worth more than 77% of homes in Havelock 28532.

How it measures up in Havelock 28532

The dot is this home. The mark in the middle is the typical home in Havelock 28532.

Estimated value$306,531
CheaperTypical $242,309Pricier

Pricier than 77% of homes nearby

Price per ft²$479
CheaperTypical $184Pricier

Pricier than almost all homes nearby

Living area640 ft²
SmallerTypical 1,323 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.76 ac
SmallerTypical 0.39 acBigger

Bigger than 80% of homes nearby

Year built1988
OlderTypical 1986Newer

Newer than 54% of homes nearby

How 1290 River Dr ranks against every home in each area.
MeasureThis homeHavelock 28532Craven County
Estimated valuepricier than$306,53177% of homes58% of homes
Price per ft²pricier than$479almost all homes98% of homes
Living areabigger than640 ft²5% of homes3% of homes
Lot sizebigger than0.76 ac80% of homes76% of homes
Year builtnewer than198854% of homes48% of homes

About 1290 River Dr

How much is 1290 River Dr, Havelock, NC worth?

The TopHap Estimate for 1290 River Dr, Havelock, NC is $306,531 as of Jul 14, 2026. The likely range is $272,194 to $340,868. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1290 River Dr, Havelock, NC?

1290 River Dr, Havelock, NC has 3 bedrooms, 3 bathrooms, 640 square feet of living space and a 0.76-acre lot.

When was 1290 River Dr, Havelock, NC built?

1290 River Dr, Havelock, NC was built in 1988, making it 38 years old. The building has 2 stories.

What schools serve 1290 River Dr, Havelock, NC?

1290 River Dr, Havelock, NC is assigned to Roger Bell New Tech Academy (elementary), rated B; Havelock High School (high), rated C-; Havelock Middle School (middle), rated C. All sit in Craven County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1290 River Dr, Havelock, NC compare to other homes in Havelock 28532?

Among the 6,786 homes in Havelock 28532, it is worth more than 77% of them ($306,531 against a typical $242,309), its price per square foot is higher than almost all of them ($479 against a typical $184), it is bigger than 5% of them (640 ft² against a typical 1,323 ft²), its lot is bigger than 80% of them (0.76 ac against a typical 0.39 ac) and it is newer than 54% of them (1988 against a typical 1986). Measured against all of Craven County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1290 River Dr, Havelock, NC?

The 2024 property tax bill for 1290 River Dr, Havelock, NC was $1,316. The county assessed it at $249,390.

More homes on River Dr

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More homes in Havelock 28532

Assigned schools

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