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Single Family ResidenceResidential
$331,385$124 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12908 RIVERS BEND RD

CHESTER, VA 23836
4
Beds
2.5
Baths
2,666 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$331K
$286K low$377K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$58,985
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$47,188
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$272,400
QUICKEN LNS · 4.5% 2 · recorded Mar 23, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,258 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$363,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$93,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$270,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$353,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$363,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCHESTERFIELD
Lot (acres)The size of the land the home sits on, from county records.0.64
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 216 ft²Patio · 216 ft²Porch · 112 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Elizabeth Davis Middle SchoolC
Middle · Grades 6–8 · 1.7 mi
E
Enon Elementary SchoolB
Elementary · Grades PK–5 · 2.8 mi
H
Thomas Dale High SchoolC-
High · Grades 9–12 · 3.9 mi

District: Chesterfield County Public Schools

Neighborhood · ZIP 23836These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.14,653
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.563 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,327
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,683
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12908 Rivers Bend Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 86% of homes in Chesterfield County
  • Bigger than 74% of homes in Chesterfield County
  • Has a bigger lot than 75% of homes in Chester 23836
  • Older than 68% of homes in Chester 23836

What homes are worth in Chester 23836

Each bar is how many homes fall in that price range. The marker is this home.

This home
$144K$843K

This home is worth more than 48% of homes in Chester 23836.

How it measures up in Chester 23836

The dot is this home. The mark in the middle is the typical home in Chester 23836.

Estimated value$331,385
CheaperTypical $341,176Pricier

Pricier than 48% of homes nearby

Price per ft²$124
CheaperTypical $152Pricier

Pricier than 19% of homes nearby

Living area2,666 ft²
SmallerTypical 2,276 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.64 ac
SmallerTypical 0.43 acBigger

Bigger than 75% of homes nearby

Year built1988
OlderTypical 1997Newer

Newer than 32% of homes nearby

How 12908 Rivers Bend Rd ranks against every home in each area.
MeasureThis homeChester 23836Chesterfield County
Estimated valuepricier than$331,38548% of homes51% of homes
Price per ft²pricier than$12419% of homes14% of homes
Living areabigger than2,666 ft²63% of homes74% of homes
Lot sizebigger than0.64 ac75% of homes73% of homes
Year builtnewer than198832% of homes47% of homes

About 12908 Rivers Bend Rd

How much is 12908 Rivers Bend Rd, Chester, VA worth?

The TopHap Estimate for 12908 Rivers Bend Rd, Chester, VA is $331,385 as of Jul 14, 2026. The likely range is $285,880 to $376,890. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12908 Rivers Bend Rd, Chester, VA last sell?

12908 Rivers Bend Rd, Chester, VA last sold on May 23, 2002, according to the county's recorded deed.

How big is 12908 Rivers Bend Rd, Chester, VA?

12908 Rivers Bend Rd, Chester, VA has 4 bedrooms, 2.5 bathrooms, 2,666 square feet of living space and a 0.64-acre lot.

When was 12908 Rivers Bend Rd, Chester, VA built?

12908 Rivers Bend Rd, Chester, VA was built in 1988, making it 38 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 12908 Rivers Bend Rd, Chester, VA?

12908 Rivers Bend Rd, Chester, VA is assigned to Elizabeth Davis Middle School (middle), rated C; Enon Elementary School (elementary), rated B; Thomas Dale High School (high), rated C-. All sit in Chesterfield County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12908 Rivers Bend Rd, Chester, VA compare to other homes in Chester 23836?

Among the 5,250 homes in Chester 23836, it is worth more than 48% of them ($331,385 against a typical $341,176), its price per square foot is higher than 19% of them ($124 against a typical $152), it is bigger than 63% of them (2,666 ft² against a typical 2,276 ft²), its lot is bigger than 75% of them (0.64 ac against a typical 0.43 ac) and it is newer than 32% of them (1988 against a typical 1997). Measured against all of Chesterfield County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12908 Rivers Bend Rd, Chester, VA?

The 2026 property tax bill for 12908 Rivers Bend Rd, Chester, VA was $3,258. The county assessed it at $363,300.

Closest homes

More homes in Chester 23836

Assigned schools

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